First Merchants Corporation (FRMEP) vs Inter & Co, Inc. (INTR)

A side-by-side comparison of First Merchants Corporation and Inter & Co, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FRMEP vs INTR

growth of $100 · dividends reinvested · last 4y
FRMEP +34.1% (+7.6%/yr)INTR +94.7% (+18.1%/yr)INTR compounded faster over this window
100200300Start $1002023202420252026$134$195
FRMEP INTR

FRMEP vs INTR: by the numbers

  • •INTR is the larger company ($3.14B vs $2.80B market cap).
  • •FRMEP trades at the lower trailing earnings multiple (8.09 vs 10.78 P/E), one valuation lens rather than an overall verdict.
  • •FRMEP converts more revenue to profit (17.08% vs 9.20% net margin).
  • •INTR grew revenue faster over the past five years (54.39% vs 14.59% CAGR).
  • •FRMEP pays the higher dividend yield (7.42% vs 1.72%).

Metrics side by side

Valuation

MetricFRMEPINTR
P/E ratio8.0910.78
Forward P/E7.79N/A
PEG ratio1.120.07
P/S ratio2.570.99
P/B ratio1.051.55

Profitability

MetricFRMEPINTR
Operating margin18.95%11.27%
Net margin17.08%9.20%
ROE6.89%14.32%

First Merchants Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Inter & Co, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFRMEPINTR
Dividend yield7.42%1.72%
Payout ratio59.91%17.16%

Growth (annualized)

MetricFRMEPINTR
Revenue CAGR (5Y)14.59%54.39%
EPS CAGR (5Y)7.24%159.45%
Total return CAGR (5Y)5.75%N/A

Frequently asked

Which has the lower trailing P/E, FRMEP or INTR?
FRMEP has the lower trailing P/E: FRMEP trades at 8.09 and INTR at 10.78. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FRMEP or INTR?
Over the past five years, INTR grew revenue faster — FRMEP at a 14.59% CAGR versus INTR at 54.39%.
Does FRMEP or INTR pay a bigger dividend?
FRMEP yields 7.42% and INTR yields 1.72% based on trailing dividends and the latest price.
Is FRMEP or INTR more profitable?
FRMEP runs the higher net margin — FRMEP at 17.08% versus INTR at 9.20%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.