First Merchants Corporation (FRMEP) vs Inter & Co, Inc. (INTR)
A side-by-side comparison of First Merchants Corporation and Inter & Co, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FRMEP vs INTR
growth of $100 · dividends reinvested · last 4yFRMEP vs INTR: by the numbers
- •INTR is the larger company ($3.14B vs $2.80B market cap).
- •FRMEP trades at the lower trailing earnings multiple (8.09 vs 10.78 P/E), one valuation lens rather than an overall verdict.
- •FRMEP converts more revenue to profit (17.08% vs 9.20% net margin).
- •INTR grew revenue faster over the past five years (54.39% vs 14.59% CAGR).
- •FRMEP pays the higher dividend yield (7.42% vs 1.72%).
Metrics side by side
Valuation
| Metric | FRMEP | INTR |
|---|---|---|
| P/E ratio | 8.09 | 10.78 |
| Forward P/E | 7.79 | N/A |
| PEG ratio | 1.12 | 0.07 |
| P/S ratio | 2.57 | 0.99 |
| P/B ratio | 1.05 | 1.55 |
Profitability
| Metric | FRMEP | INTR |
|---|---|---|
| Operating margin | 18.95% | 11.27% |
| Net margin | 17.08% | 9.20% |
| ROE | 6.89% | 14.32% |
First Merchants Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Inter & Co, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FRMEP | INTR |
|---|---|---|
| Dividend yield | 7.42% | 1.72% |
| Payout ratio | 59.91% | 17.16% |
Growth (annualized)
| Metric | FRMEP | INTR |
|---|---|---|
| Revenue CAGR (5Y) | 14.59% | 54.39% |
| EPS CAGR (5Y) | 7.24% | 159.45% |
| Total return CAGR (5Y) | 5.75% | N/A |
Frequently asked
- Which has the lower trailing P/E, FRMEP or INTR?
- FRMEP has the lower trailing P/E: FRMEP trades at 8.09 and INTR at 10.78. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FRMEP or INTR?
- Over the past five years, INTR grew revenue faster — FRMEP at a 14.59% CAGR versus INTR at 54.39%.
- Does FRMEP or INTR pay a bigger dividend?
- FRMEP yields 7.42% and INTR yields 1.72% based on trailing dividends and the latest price.
- Is FRMEP or INTR more profitable?
- FRMEP runs the higher net margin — FRMEP at 17.08% versus INTR at 9.20%.
Go deeper
Dig into the metrics
First Merchants & Inter appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.