Which has the lower trailing P/E, FRAF or MFIN?

MFIN has the lower trailing P/E: FRAF trades at 11.61 and MFIN at 8.95. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FRAF or MFIN?

Over the past five years, FRAF grew revenue faster — FRAF at a 17.02% CAGR versus MFIN at 16.51%.

Does FRAF or MFIN pay a bigger dividend?

FRAF yields 2.13% and MFIN yields 4.37% based on trailing dividends and the latest price.

Is FRAF or MFIN more profitable?

FRAF runs the higher net margin — FRAF at 18.24% versus MFIN at 10.38%.

How have FRAF and MFIN total returns compared?

Over the past 10 years, FRAF delivered 13.94% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.

Franklin Financial Services Corporation (FRAF) vs Medallion Financial Corp. (MFIN)

A side-by-side comparison of Franklin Financial Services Corporation and Medallion Financial Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FRAF

Franklin Financial Services Corporation

$286M

$63.74Financial ServicesDelayed quote: Oct 6, 2026, 12:55 PM EDT

MFIN

Medallion Financial Corp.

$275M

$11.91Financial ServicesDelayed quote: Oct 6, 2026, 12:49 PM EDT

Total return — FRAF vs MFIN

growth of $100 · dividends reinvested · last 10y

FRAF +268.7% (+13.9%/yr)MFIN +258.1% (+13.6%/yr)FRAF compounded faster over this window

FRAF MFIN

FRAF vs MFIN: by the numbers

•FRAF is the larger company ($286M vs $275M market cap).
•MFIN trades at the lower trailing earnings multiple (8.95 vs 11.61 P/E), one valuation lens rather than an overall verdict.
•FRAF converts more revenue to profit (18.24% vs 10.38% net margin).
•FRAF grew revenue faster over the past five years (17.02% vs 16.51% CAGR).
•MFIN pays the higher dividend yield (4.37% vs 2.13%).

Metrics side by side

Valuation

Metric	FRAF	MFIN
P/E ratio	11.61	8.95
Forward P/E	11.01	10.37
PEG ratio	1.15	N/A
P/S ratio	2.12	0.80
P/B ratio	1.56	0.68

Profitability

Metric	FRAF	MFIN
Operating margin	22.72%	50.47%
Net margin	18.24%	10.38%
ROE	13.41%	8.84%

Franklin Financial Services Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Medallion Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FRAF	MFIN
Dividend yield	2.13%	4.37%
Payout ratio	24.41%	39.10%

Growth (annualized)

Metric	FRAF	MFIN
Revenue CAGR (5Y)	17.02%	16.51%
EPS CAGR (5Y)	10.03%	N/A
Total return CAGR (5Y)	18.89%	12.75%

Frequently asked

Which has the lower trailing P/E, FRAF or MFIN?: MFIN has the lower trailing P/E: FRAF trades at 11.61 and MFIN at 8.95. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FRAF or MFIN?: Over the past five years, FRAF grew revenue faster — FRAF at a 17.02% CAGR versus MFIN at 16.51%.
Does FRAF or MFIN pay a bigger dividend?: FRAF yields 2.13% and MFIN yields 4.37% based on trailing dividends and the latest price.
Is FRAF or MFIN more profitable?: FRAF runs the higher net margin — FRAF at 18.24% versus MFIN at 10.38%.
How have FRAF and MFIN total returns compared?: Over the past 10 years, FRAF delivered 13.94% and MFIN delivered 13.53% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FRAF analysis Full MFIN analysis Interactive comparison tool

Dig into the metrics

Franklin Financial Services P/E ratio Medallion Financial P/E ratio Franklin Financial Services dividend yield Medallion Financial dividend yield Franklin Financial Services ROE Medallion Financial ROE Franklin Financial Services operating margin Medallion Financial operating margin Franklin Financial Services revenue growth Medallion Financial revenue growth

Franklin Financial Services & Medallion Financial appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.