First Northern Community Bancorp (FNRN) vs First United Corporation (FUNC)

A side-by-side comparison of First Northern Community Bancorp and First United Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FNRN vs FUNC

growth of $100 · dividends reinvested · last 10y
FNRN +249.7% (+13.3%/yr)FUNC +363.4% (+16.6%/yr)FUNC compounded faster over this window
100200300400500Start $10020182020202220242026$350$463
FNRN FUNC

FNRN vs FUNC: by the numbers

  • •FNRN is the larger company ($293M vs $281M market cap).
  • •FUNC trades at the lower trailing earnings multiple (11.29 vs 12.86 P/E), one valuation lens rather than an overall verdict.
  • •FNRN converts more revenue to profit (25.21% vs 20.38% net margin).
  • •FUNC grew revenue faster over the past five years (9.73% vs 9.62% CAGR).
  • •FUNC pays a dividend (2.40% yield), while FNRN has no payments in the available dividend history.

Metrics side by side

Valuation

MetricFNRNFUNC
P/E ratio12.8611.29
Forward P/EN/A9.80
PEG ratio1.050.86
P/S ratio3.272.29
P/B ratio1.351.32

Profitability

MetricFNRNFUNC
Operating margin31.96%26.93%
Net margin25.21%20.38%
ROE10.42%11.80%

First Northern Community Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFNRNFUNC
Dividend yieldN/A2.40%
Payout ratioN/A26.94%

Growth (annualized)

MetricFNRNFUNC
Revenue CAGR (5Y)9.62%9.73%
EPS CAGR (5Y)12.61%13.13%
Total return CAGR (5Y)15.84%22.43%

Frequently asked

Which has the lower trailing P/E, FNRN or FUNC?
FUNC has the lower trailing P/E: FNRN trades at 12.86 and FUNC at 11.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FNRN or FUNC?
Over the past five years, FUNC grew revenue faster — FNRN at a 9.62% CAGR versus FUNC at 9.73%.
Does FNRN or FUNC pay a bigger dividend?
FUNC pays a dividend (2.40% yield), while FNRN has no payments in the available dividend history.
Is FNRN or FUNC more profitable?
FNRN runs the higher net margin — FNRN at 25.21% versus FUNC at 20.38%.
How have FNRN and FUNC total returns compared?
Over the past 10 years, FNRN delivered 13.41% and FUNC delivered 16.71% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.