First Northern Community Bancorp (FNRN) vs First United Corporation (FUNC)
A side-by-side comparison of First Northern Community Bancorp and First United Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FNRN vs FUNC
growth of $100 · dividends reinvested · last 10yFNRN vs FUNC: by the numbers
- •FNRN is the larger company ($293M vs $281M market cap).
- •FUNC trades at the lower trailing earnings multiple (11.29 vs 12.86 P/E), one valuation lens rather than an overall verdict.
- •FNRN converts more revenue to profit (25.21% vs 20.38% net margin).
- •FUNC grew revenue faster over the past five years (9.73% vs 9.62% CAGR).
- •FUNC pays a dividend (2.40% yield), while FNRN has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | FNRN | FUNC |
|---|---|---|
| P/E ratio | 12.86 | 11.29 |
| Forward P/E | N/A | 9.80 |
| PEG ratio | 1.05 | 0.86 |
| P/S ratio | 3.27 | 2.29 |
| P/B ratio | 1.35 | 1.32 |
Profitability
| Metric | FNRN | FUNC |
|---|---|---|
| Operating margin | 31.96% | 26.93% |
| Net margin | 25.21% | 20.38% |
| ROE | 10.42% | 11.80% |
First Northern Community Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
First United Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FNRN | FUNC |
|---|---|---|
| Dividend yield | N/A | 2.40% |
| Payout ratio | N/A | 26.94% |
Growth (annualized)
| Metric | FNRN | FUNC |
|---|---|---|
| Revenue CAGR (5Y) | 9.62% | 9.73% |
| EPS CAGR (5Y) | 12.61% | 13.13% |
| Total return CAGR (5Y) | 15.84% | 22.43% |
Frequently asked
- Which has the lower trailing P/E, FNRN or FUNC?
- FUNC has the lower trailing P/E: FNRN trades at 12.86 and FUNC at 11.29. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FNRN or FUNC?
- Over the past five years, FUNC grew revenue faster — FNRN at a 9.62% CAGR versus FUNC at 9.73%.
- Does FNRN or FUNC pay a bigger dividend?
- FUNC pays a dividend (2.40% yield), while FNRN has no payments in the available dividend history.
- Is FNRN or FUNC more profitable?
- FNRN runs the higher net margin — FNRN at 25.21% versus FUNC at 20.38%.
- How have FNRN and FUNC total returns compared?
- Over the past 10 years, FNRN delivered 13.41% and FUNC delivered 16.71% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
First Northern Community Bancorp & First United appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.