Fiserv, Inc. (FISV) vs Tower Semiconductor Ltd. (TSEM)

A side-by-side comparison of Fiserv, Inc. and Tower Semiconductor Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnFISV vs TSEM

growth of $100 · dividends reinvested · last 10y
FISV -0.5% (-0.1%/yr)TSEM +1334.2% (+30.5%/yr)TSEM compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $10020182020202220242026$99$1,434
FISV TSEM

FISV vs TSEM: by the numbers

  • TSEM is the larger company ($26.26B vs $24.70B market cap).
  • FISV trades at the lower trailing earnings multiple (8.89 vs 92.00 P/E), one valuation lens rather than an overall verdict.
  • TSEM converts more revenue to profit (16.94% vs 13.42% net margin).
  • FISV grew revenue faster over the past five years (6.23% vs 4.61% CAGR).

Metrics side by side

Valuation

MetricFISVTSEM
P/E ratio8.8992.00
Forward P/E6.3960.22
P/S ratio1.1815.36
P/B ratio0.928.51
EV / EBITDA7.2543.94
FCF yield15.89%1.16%

Profitability

MetricFISVTSEM
Gross margin59.36%26.87%
Operating margin21.37%16.16%
Net margin13.42%16.94%
ROE10.41%9.38%
ROIC6.47%7.37%

Growth (annualized)

MetricFISVTSEM
Revenue CAGR (5Y)6.23%4.61%
EPS CAGR (5Y)34.70%20.30%
FCF CAGR (5Y)3.32%N/A
Total return CAGR (5Y)-14.16%49.43%

Frequently asked

Which has the lower trailing P/E, FISV or TSEM?
FISV has the lower trailing P/E: FISV trades at 8.89 and TSEM at 92.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FISV or TSEM?
Over the past five years, FISV grew revenue faster — FISV at a 6.23% CAGR versus TSEM at 4.61%.
Is FISV or TSEM more profitable?
TSEM runs the higher net margin — FISV at 13.42% versus TSEM at 16.94%.
How have FISV and TSEM total returns compared?
Over the past 10 years, FISV delivered 0.28% and TSEM delivered 30.45% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.