Is FICO or FISV cheaper?

On trailing earnings, FISV is cheaper: FICO trades at a 37.35 P/E and FISV at 9.12.

Which has grown faster, FICO or FISV?

Over the past five years, FICO grew revenue faster — FICO at a 11.12% CAGR versus FISV at 7.29%.

Is FICO or FISV more profitable?

FICO runs the higher net margin — FICO at 33.67% versus FISV at 15.17%.

Which has been the better investment, FICO or FISV?

Over the past 10-year, FICO delivered the higher annualized total return — FICO at 26.36% versus FISV at 0.11%. Past performance doesn't predict future results.

Fair Isaac Corporation (FICO) vs Fiserv, Inc. (FISV)

FISV leads on 8 of 15 compared metrics.

A side-by-side comparison of Fair Isaac Corporation and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

FICO

Fair Isaac Corporation

Total return — FICO vs FISV

growth of $100 · last 30y

FICO +9128.4%FISV +2208.2%FICO compounded faster

FICO FISV

FICO vs FISV: by the numbers

•FISV is the larger company ($28.68B vs $27.35B market cap).
•FISV trades at the lower earnings multiple (9.12 vs 37.35 P/E).
•FICO converts more revenue to profit (33.67% vs 15.17% net margin).
•FICO grew revenue faster over the past five years (11.12% vs 7.29% CAGR).

Which is better, FICO or FISV?

Metric tally: FICO 7 · FISV 8

It depends on what you're optimizing for:

ValueFISV(lower P/E)

GrowthFICO(faster 5Y revenue CAGR)

QualityFICO(higher ROIC)

Valuation

Metric	FICO	FISV
P/E ratio	37.35	9.12●
Forward P/E	21.74	6.02●
P/S ratio	12.41	1.37●
P/B ratio	—	1.10
PEG ratio	1.89	0.62●
EV / EBITDA	27.04	7.25●
FCF yield	3.19%	14.43%●

Profitability

Metric	FICO	FISV
Gross margin	84.16%●	58.07%
Operating margin	50.37%●	24.38%
Net margin	33.67%●	15.17%
ROE	-37.34%	12.21%●
ROIC	52.96%●	8.03%

Growth (annualized)

Metric	FICO	FISV
Revenue CAGR (5Y)	11.12%●	7.29%
EPS CAGR (5Y)	27.04%	34.70%●
FCF CAGR (5Y)	14.11%●	4.58%
Total return CAGR (5Y)	18.49%●	-13.36%

Frequently asked

Which is better, FICO or FISV?: It depends on your goal. value: FISV (lower P/E); growth: FICO (faster 5Y revenue CAGR); quality: FICO (higher ROIC). Across all compared metrics, FISV leads 8 to 7.
Is FICO or FISV cheaper?: On trailing earnings, FISV is cheaper: FICO trades at a 37.35 P/E and FISV at 9.12.
Which has grown faster, FICO or FISV?: Over the past five years, FICO grew revenue faster — FICO at a 11.12% CAGR versus FISV at 7.29%.
Is FICO or FISV more profitable?: FICO runs the higher net margin — FICO at 33.67% versus FISV at 15.17%.
Which has been the better investment, FICO or FISV?: Over the past 10-year, FICO delivered the higher annualized total return — FICO at 26.36% versus FISV at 0.11%. Past performance doesn't predict future results.

Go deeper

Full FICO analysis Full FISV analysis Interactive comparison tool

Dig into the metrics

Fair Isaac P/E ratio Fiserv P/E ratio Fair Isaac dividend yield Fiserv dividend yield Fair Isaac ROE Fiserv ROE Fair Isaac operating margin Fiserv operating margin Fair Isaac revenue growth Fiserv revenue growth Fair Isaac free cash flow Fiserv free cash flow

Fair Isaac & Fiserv appear in these rankings

Highest ROIC Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.