Which has the lower trailing P/E, FICO or FISV?

FISV has the lower trailing P/E: FICO trades at 42.33 and FISV at 9.19. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FICO or FISV?

Over the past five years, FICO grew revenue faster — FICO at a 11.12% CAGR versus FISV at 7.29%.

Is FICO or FISV more profitable?

FICO runs the higher net margin — FICO at 33.67% versus FISV at 15.17%.

How have FICO and FISV total returns compared?

Over the past 10 years, FICO delivered 27.74% and FISV delivered -0.21% annualized total return. Past performance doesn't predict future results.

Fair Isaac Corporation (FICO) vs Fiserv, Inc. (FISV)

A side-by-side comparison of Fair Isaac Corporation and Fiserv, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 29, 2026. Differences are shown without an overall score or investment verdict.

FICO

Fair Isaac Corporation

$32.61B

$1,406.03TechnologyDelayed quote: Jul 29, 2026, 12:19 PM EDT

FISV

Fiserv, Inc.

$29.74B

$55.77TechnologyDelayed quote: Jul 29, 2026, 12:20 PM EDT

Total return — FICO vs FISV

growth of $100 · dividends reinvested · last 30y

FICO +12024.8%FISV +2121.7%FICO compounded faster

Log scale — wide-divergence pair

FICO FISV

FICO vs FISV: by the numbers

•FICO is the larger company ($32.61B vs $29.74B market cap).
•FISV trades at the lower trailing earnings multiple (9.19 vs 42.33 P/E), one valuation lens rather than an overall verdict.
•FICO converts more revenue to profit (33.67% vs 15.17% net margin).
•FICO grew revenue faster over the past five years (11.12% vs 7.29% CAGR).

Metrics side by side

Valuation

Metric	FICO	FISV
P/E ratio	42.33	9.19
Forward P/E	31.01	6.68
P/S ratio	14.07	1.38
P/B ratio	N/A	1.11
PEG ratio	1.89	0.62
EV / EBITDA	30.53	6.88
FCF yield	2.81%	14.33%

Profitability

Metric	FICO	FISV
Gross margin	84.16%	58.07%
Operating margin	50.37%	24.38%
Net margin	33.67%	15.17%
ROE	-37.34%	12.21%
ROIC	52.96%	8.03%

Growth (annualized)

Metric	FICO	FISV
Revenue CAGR (5Y)	11.12%	7.29%
EPS CAGR (5Y)	27.04%	34.70%
FCF CAGR (5Y)	14.11%	4.58%
Total return CAGR (5Y)	20.43%	-13.80%

Frequently asked

Which has the lower trailing P/E, FICO or FISV?: FISV has the lower trailing P/E: FICO trades at 42.33 and FISV at 9.19. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FICO or FISV?: Over the past five years, FICO grew revenue faster — FICO at a 11.12% CAGR versus FISV at 7.29%.
Is FICO or FISV more profitable?: FICO runs the higher net margin — FICO at 33.67% versus FISV at 15.17%.
How have FICO and FISV total returns compared?: Over the past 10 years, FICO delivered 27.74% and FISV delivered -0.21% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FICO analysis Full FISV analysis Interactive comparison tool

Dig into the metrics

Fair Isaac P/E ratio Fiserv P/E ratio Fair Isaac dividend yield Fiserv dividend yield Fair Isaac ROE Fiserv ROE Fair Isaac operating margin Fiserv operating margin Fair Isaac revenue growth Fiserv revenue growth Fair Isaac free cash flow Fiserv free cash flow

Fair Isaac & Fiserv appear in these rankings

Highest ROIC Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 29, 2026.