Does FGBI or MTC pay a bigger dividend?

FGBI pays a dividend (0.46% yield), while MTC has no payments in the available dividend history.

Is FGBI or MTC more profitable?

MTC runs the higher net margin — FGBI at -19.26% versus MTC at 273.74%.

How have FGBI and MTC total returns compared?

Over the past 5 years, FGBI delivered -11.70% and MTC delivered -44.13% annualized total return. Past performance doesn't predict future results.

First Guaranty Bancshares, Inc. (FGBI) vs MMTec, Inc. (MTC)

A side-by-side comparison of First Guaranty Bancshares, Inc. and MMTec, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FGBI

First Guaranty Bancshares, Inc.

$140M

$8.46Financial ServicesDelayed quote: Oct 6, 2026, 12:23 PM EDT

MTC

MMTec, Inc.

$132M

$5.22Financial ServicesDelayed quote: Oct 6, 2026, 12:24 PM EDT

Total return — FGBI vs MTC

growth of $100 · dividends reinvested · last 8y

FGBI -40.4% (-6.3%/yr)MTC -98.9% (-43.4%/yr)FGBI compounded faster over this window

Log scale — wide-divergence pair

FGBI MTC

FGBI vs MTC: by the numbers

•FGBI is the larger company ($140M vs $132M market cap).
•MTC is profitable (273.74% net margin) while FGBI runs a net loss (-19.26%).
•FGBI pays a dividend (0.46% yield), while MTC has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FGBI	MTC
Forward P/E	21.14	N/A
P/S ratio	0.74	N/A
P/B ratio	0.72	10.15

Profitability

Metric	FGBI	MTC
Gross margin	N/A	103.91%
Operating margin	-34.99%	239.11%
Net margin	-19.26%	273.74%
ROE	-16.00%	-386.22%

First Guaranty Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FGBI	MTC
Dividend yield	0.46%	N/A

Growth (annualized)

Metric	FGBI	MTC
Revenue CAGR (5Y)	8.68%	N/A
Total return CAGR (5Y)	-11.70%	-44.13%

Frequently asked

Does FGBI or MTC pay a bigger dividend?: FGBI pays a dividend (0.46% yield), while MTC has no payments in the available dividend history.
Is FGBI or MTC more profitable?: MTC runs the higher net margin — FGBI at -19.26% versus MTC at 273.74%.
How have FGBI and MTC total returns compared?: Over the past 5 years, FGBI delivered -11.70% and MTC delivered -44.13% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FGBI analysis Full MTC analysis Interactive comparison tool

Dig into the metrics

First Guaranty Bancshares dividend yield First Guaranty Bancshares ROE MMTec ROE First Guaranty Bancshares operating margin MMTec operating margin First Guaranty Bancshares revenue growth MMTec revenue growth

First Guaranty Bancshares & MMTec appear in these rankings

Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.