Which has the lower trailing P/E, FFIN or FIGR?

FFIN has the lower trailing P/E: FFIN trades at 17.07 and FIGR at 36.81. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does FFIN or FIGR pay a bigger dividend?

FFIN pays a dividend (2.56% yield), while FIGR has no payments in the available dividend history.

Is FFIN or FIGR more profitable?

FIGR runs the higher net margin — FFIN at 31.16% versus FIGR at 33.24%.

First Financial Bankshares, Inc. (FFIN) vs Figure Technology Solutions, Inc. Class A Common Stock (FIGR)

A side-by-side comparison of First Financial Bankshares, Inc. and Figure Technology Solutions, Inc. Class A Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

FFIN

First Financial Bankshares, Inc.

$4.57B

$31.93Financial ServicesDelayed quote: Oct 6, 2026, 12:55 PM EDT

FIGR

Figure Technology Solutions, Inc. Class A Common Stock

$5.11B

$27.97Financial ServicesDelayed quote: Oct 6, 2026, 12:55 PM EDT

Total return — FFIN vs FIGR

growth of $100 · dividends reinvested · last 1y

FFIN -9.8% (-9.8%/yr)FIGR -10.2% (-10.2%/yr)FFIN compounded faster over this window

FFIN FIGR

FFIN vs FIGR: by the numbers

•FIGR is the larger company ($5.11B vs $4.57B market cap).
•FFIN trades at the lower trailing earnings multiple (17.07 vs 36.81 P/E), one valuation lens rather than an overall verdict.
•FIGR converts more revenue to profit (33.24% vs 31.16% net margin).
•FFIN pays a dividend (2.56% yield), while FIGR has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	FFIN	FIGR
P/E ratio	17.07	36.81
Forward P/E	15.61	24.31
PEG ratio	3.79	N/A
P/S ratio	5.30	7.16
P/B ratio	2.29	3.62

Profitability

Metric	FFIN	FIGR
Gross margin	N/A	78.66%
Operating margin	38.00%	38.37%
Net margin	31.16%	33.24%
ROE	13.47%	16.78%

First Financial Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	FFIN	FIGR
Dividend yield	2.56%	N/A
Payout ratio	43.85%	N/A

Growth (annualized)

Metric	FFIN	FIGR
Revenue CAGR (5Y)	11.61%	N/A
EPS CAGR (5Y)	4.62%	N/A
Total return CAGR (5Y)	-5.53%	N/A

Frequently asked

Which has the lower trailing P/E, FFIN or FIGR?: FFIN has the lower trailing P/E: FFIN trades at 17.07 and FIGR at 36.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does FFIN or FIGR pay a bigger dividend?: FFIN pays a dividend (2.56% yield), while FIGR has no payments in the available dividend history.
Is FFIN or FIGR more profitable?: FIGR runs the higher net margin — FFIN at 31.16% versus FIGR at 33.24%.

Go deeper

Full FFIN analysis Full FIGR analysis Interactive comparison tool

Dig into the metrics

First Financial Bankshares P/E ratio Figure Technology Solutions, Inc. Class A Common Stock P/E ratio First Financial Bankshares dividend yield First Financial Bankshares ROE Figure Technology Solutions, Inc. Class A Common Stock ROE First Financial Bankshares operating margin Figure Technology Solutions, Inc. Class A Common Stock operating margin First Financial Bankshares revenue growth Figure Technology Solutions, Inc. Class A Common Stock revenue growth

First Financial Bankshares & Figure Technology Solutions, Inc. Class A Common Stock appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.