Fidelity D & D Bancorp, Inc. (FDBC) vs FS Bancorp, Inc. (FSBW)
A side-by-side comparison of Fidelity D & D Bancorp, Inc. and FS Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — FDBC vs FSBW
growth of $100 · dividends reinvested · last 10yFDBC vs FSBW: by the numbers
- •FSBW is the larger company ($329M vs $319M market cap).
- •FSBW trades at the lower trailing earnings multiple (10.22 vs 10.46 P/E), one valuation lens rather than an overall verdict.
- •FDBC converts more revenue to profit (21.15% vs 18.67% net margin).
- •FDBC grew revenue faster over the past five years (15.96% vs 4.56% CAGR).
- •FDBC pays the higher dividend yield (3.12% vs 2.59%).
Metrics side by side
Valuation
| Metric | FDBC | FSBW |
|---|---|---|
| P/E ratio | 10.46 | 10.22 |
| Forward P/E | N/A | 10.22 |
| PEG ratio | 0.90 | N/A |
| P/S ratio | 2.20 | 1.84 |
| P/B ratio | 1.26 | 1.03 |
Profitability
| Metric | FDBC | FSBW |
|---|---|---|
| Operating margin | 24.72% | 14.28% |
| Net margin | 21.15% | 18.67% |
| ROE | 12.10% | 10.46% |
Fidelity D & D Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
FS Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | FDBC | FSBW |
|---|---|---|
| Dividend yield | 3.12% | 2.59% |
| Payout ratio | 32.76% | 26.50% |
Growth (annualized)
| Metric | FDBC | FSBW |
|---|---|---|
| Revenue CAGR (5Y) | 15.96% | 4.56% |
| EPS CAGR (5Y) | 11.44% | -1.03% |
| Total return CAGR (5Y) | 4.48% | 8.32% |
Frequently asked
- Which has the lower trailing P/E, FDBC or FSBW?
- FSBW has the lower trailing P/E: FDBC trades at 10.46 and FSBW at 10.22. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FDBC or FSBW?
- Over the past five years, FDBC grew revenue faster — FDBC at a 15.96% CAGR versus FSBW at 4.56%.
- Does FDBC or FSBW pay a bigger dividend?
- FDBC yields 3.12% and FSBW yields 2.59% based on trailing dividends and the latest price.
- Is FDBC or FSBW more profitable?
- FDBC runs the higher net margin — FDBC at 21.15% versus FSBW at 18.67%.
- How have FDBC and FSBW total returns compared?
- Over the past 10 years, FDBC delivered 12.29% and FSBW delivered 14.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Fidelity D & D Bancorp & FS Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.