Fidelity D & D Bancorp, Inc. (FDBC) vs FS Bancorp, Inc. (FSBW)

A side-by-side comparison of Fidelity D & D Bancorp, Inc. and FS Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — FDBC vs FSBW

growth of $100 · dividends reinvested · last 10y
FDBC +218.7% (+12.3%/yr)FSBW +286.9% (+14.5%/yr)FSBW compounded faster over this window
100200300400Start $10020182020202220242026$319$387
FDBC FSBW

FDBC vs FSBW: by the numbers

  • •FSBW is the larger company ($329M vs $319M market cap).
  • •FSBW trades at the lower trailing earnings multiple (10.22 vs 10.46 P/E), one valuation lens rather than an overall verdict.
  • •FDBC converts more revenue to profit (21.15% vs 18.67% net margin).
  • •FDBC grew revenue faster over the past five years (15.96% vs 4.56% CAGR).
  • •FDBC pays the higher dividend yield (3.12% vs 2.59%).

Metrics side by side

Valuation

MetricFDBCFSBW
P/E ratio10.4610.22
Forward P/EN/A10.22
PEG ratio0.90N/A
P/S ratio2.201.84
P/B ratio1.261.03

Profitability

MetricFDBCFSBW
Operating margin24.72%14.28%
Net margin21.15%18.67%
ROE12.10%10.46%

Fidelity D & D Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

FS Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricFDBCFSBW
Dividend yield3.12%2.59%
Payout ratio32.76%26.50%

Growth (annualized)

MetricFDBCFSBW
Revenue CAGR (5Y)15.96%4.56%
EPS CAGR (5Y)11.44%-1.03%
Total return CAGR (5Y)4.48%8.32%

Frequently asked

Which has the lower trailing P/E, FDBC or FSBW?
FSBW has the lower trailing P/E: FDBC trades at 10.46 and FSBW at 10.22. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FDBC or FSBW?
Over the past five years, FDBC grew revenue faster — FDBC at a 15.96% CAGR versus FSBW at 4.56%.
Does FDBC or FSBW pay a bigger dividend?
FDBC yields 3.12% and FSBW yields 2.59% based on trailing dividends and the latest price.
Is FDBC or FSBW more profitable?
FDBC runs the higher net margin — FDBC at 21.15% versus FSBW at 18.67%.
How have FDBC and FSBW total returns compared?
Over the past 10 years, FDBC delivered 12.29% and FSBW delivered 14.47% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.