Enterprise Financial Services Corp (EFSC) vs Skyward Specialty Insurance Group, Inc. (SKWD)

A side-by-side comparison of Enterprise Financial Services Corp and Skyward Specialty Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — EFSC vs SKWD

growth of $100 · dividends reinvested · last 4y
EFSC +27.4% (+6.2%/yr)SKWD +189.0% (+30.4%/yr)SKWD compounded faster over this window
100200300Start $100202420252026$127$289
EFSC SKWD

EFSC vs SKWD: by the numbers

  • •SKWD is the larger company ($2.29B vs $2.16B market cap).
  • •EFSC trades at the lower trailing earnings multiple (11.85 vs 13.17 P/E), one valuation lens rather than an overall verdict.
  • •EFSC converts more revenue to profit (19.26% vs 11.45% net margin).
  • •SKWD grew revenue faster over the past five years (27.90% vs 21.61% CAGR).
  • •EFSC pays a dividend (2.24% yield), while SKWD has no payments in the available dividend history.

Metrics side by side

Valuation

MetricEFSCSKWD
P/E ratio11.8513.17
Forward P/E11.3511.24
PEG ratio0.85N/A
P/S ratio2.181.40
P/B ratio1.101.81

Profitability

MetricEFSCSKWD
Operating margin27.68%14.68%
Net margin19.26%11.45%
ROE9.33%14.82%

Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Skyward Specialty Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricEFSCSKWD
Dividend yield2.24%N/A
Payout ratio26.64%N/A

Growth (annualized)

MetricEFSCSKWD
Revenue CAGR (5Y)21.61%27.90%
EPS CAGR (5Y)14.16%N/A
Total return CAGR (5Y)7.27%N/A

Frequently asked

Which has the lower trailing P/E, EFSC or SKWD?
EFSC has the lower trailing P/E: EFSC trades at 11.85 and SKWD at 13.17. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, EFSC or SKWD?
Over the past five years, SKWD grew revenue faster — EFSC at a 21.61% CAGR versus SKWD at 27.90%.
Does EFSC or SKWD pay a bigger dividend?
EFSC pays a dividend (2.24% yield), while SKWD has no payments in the available dividend history.
Is EFSC or SKWD more profitable?
EFSC runs the higher net margin — EFSC at 19.26% versus SKWD at 11.45%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.