Enterprise Financial Services Corp (EFSC) vs Skyward Specialty Insurance Group, Inc. (SKWD)
A side-by-side comparison of Enterprise Financial Services Corp and Skyward Specialty Insurance Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EFSC vs SKWD
growth of $100 · dividends reinvested · last 4yEFSC vs SKWD: by the numbers
- •SKWD is the larger company ($2.29B vs $2.16B market cap).
- •EFSC trades at the lower trailing earnings multiple (11.85 vs 13.17 P/E), one valuation lens rather than an overall verdict.
- •EFSC converts more revenue to profit (19.26% vs 11.45% net margin).
- •SKWD grew revenue faster over the past five years (27.90% vs 21.61% CAGR).
- •EFSC pays a dividend (2.24% yield), while SKWD has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | EFSC | SKWD |
|---|---|---|
| P/E ratio | 11.85 | 13.17 |
| Forward P/E | 11.35 | 11.24 |
| PEG ratio | 0.85 | N/A |
| P/S ratio | 2.18 | 1.40 |
| P/B ratio | 1.10 | 1.81 |
Profitability
| Metric | EFSC | SKWD |
|---|---|---|
| Operating margin | 27.68% | 14.68% |
| Net margin | 19.26% | 11.45% |
| ROE | 9.33% | 14.82% |
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Skyward Specialty Insurance Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EFSC | SKWD |
|---|---|---|
| Dividend yield | 2.24% | N/A |
| Payout ratio | 26.64% | N/A |
Growth (annualized)
| Metric | EFSC | SKWD |
|---|---|---|
| Revenue CAGR (5Y) | 21.61% | 27.90% |
| EPS CAGR (5Y) | 14.16% | N/A |
| Total return CAGR (5Y) | 7.27% | N/A |
Frequently asked
- Which has the lower trailing P/E, EFSC or SKWD?
- EFSC has the lower trailing P/E: EFSC trades at 11.85 and SKWD at 13.17. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, EFSC or SKWD?
- Over the past five years, SKWD grew revenue faster — EFSC at a 21.61% CAGR versus SKWD at 27.90%.
- Does EFSC or SKWD pay a bigger dividend?
- EFSC pays a dividend (2.24% yield), while SKWD has no payments in the available dividend history.
- Is EFSC or SKWD more profitable?
- EFSC runs the higher net margin — EFSC at 19.26% versus SKWD at 11.45%.
Go deeper
Dig into the metrics
Enterprise Financial Services & Skyward Specialty Insurance appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.