Enterprise Financial Services Corp (EFSC) vs Porch Group, Inc. (PRCH)
A side-by-side comparison of Enterprise Financial Services Corp and Porch Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — EFSC vs PRCH
growth of $100 · dividends reinvested · last 7yEFSC vs PRCH: by the numbers
- •EFSC is the larger company ($2.16B vs $1.95B market cap).
- •EFSC is profitable (19.26% net margin) while PRCH runs a net loss (-1.12%).
- •PRCH grew revenue faster over the past five years (33.47% vs 21.61% CAGR).
- •EFSC pays a dividend (2.24% yield), while PRCH has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | EFSC | PRCH |
|---|---|---|
| P/E ratio | 11.85 | N/A |
| Forward P/E | 11.35 | N/A |
| PEG ratio | 0.85 | N/A |
| P/S ratio | 2.18 | 3.86 |
| P/B ratio | 1.10 | N/A |
Profitability
| Metric | EFSC | PRCH |
|---|---|---|
| Operating margin | 27.68% | 8.03% |
| Net margin | 19.26% | -1.12% |
| ROE | 9.33% | N/A |
Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Porch Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | EFSC | PRCH |
|---|---|---|
| Dividend yield | 2.24% | N/A |
| Payout ratio | 26.64% | N/A |
Growth (annualized)
| Metric | EFSC | PRCH |
|---|---|---|
| Revenue CAGR (5Y) | 21.61% | 33.47% |
| EPS CAGR (5Y) | 14.16% | N/A |
| Total return CAGR (5Y) | 7.27% | 1.02% |
Frequently asked
- Which has grown faster, EFSC or PRCH?
- Over the past five years, PRCH grew revenue faster — EFSC at a 21.61% CAGR versus PRCH at 33.47%.
- Does EFSC or PRCH pay a bigger dividend?
- EFSC pays a dividend (2.24% yield), while PRCH has no payments in the available dividend history.
- Is EFSC or PRCH more profitable?
- EFSC runs the higher net margin — EFSC at 19.26% versus PRCH at -1.12%.
- How have EFSC and PRCH total returns compared?
- Over the past 5 years, EFSC delivered 7.27% and PRCH delivered 1.02% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Enterprise Financial Services & Porch appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.