Enterprise Financial Services Corp (EFSC) vs Porch Group, Inc. (PRCH)

A side-by-side comparison of Enterprise Financial Services Corp and Porch Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — EFSC vs PRCH

growth of $100 · dividends reinvested · last 7y
EFSC +43.7% (+5.3%/yr)PRCH +75.3% (+8.3%/yr)PRCH compounded faster over this window
050100150200250Start $100202120222023202420252026$144$175
EFSC PRCH

EFSC vs PRCH: by the numbers

  • •EFSC is the larger company ($2.16B vs $1.95B market cap).
  • •EFSC is profitable (19.26% net margin) while PRCH runs a net loss (-1.12%).
  • •PRCH grew revenue faster over the past five years (33.47% vs 21.61% CAGR).
  • •EFSC pays a dividend (2.24% yield), while PRCH has no payments in the available dividend history.

Metrics side by side

Valuation

MetricEFSCPRCH
P/E ratio11.85N/A
Forward P/E11.35N/A
PEG ratio0.85N/A
P/S ratio2.183.86
P/B ratio1.10N/A

Profitability

MetricEFSCPRCH
Operating margin27.68%8.03%
Net margin19.26%-1.12%
ROE9.33%N/A

Enterprise Financial Services Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Porch Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricEFSCPRCH
Dividend yield2.24%N/A
Payout ratio26.64%N/A

Growth (annualized)

MetricEFSCPRCH
Revenue CAGR (5Y)21.61%33.47%
EPS CAGR (5Y)14.16%N/A
Total return CAGR (5Y)7.27%1.02%

Frequently asked

Which has grown faster, EFSC or PRCH?
Over the past five years, PRCH grew revenue faster — EFSC at a 21.61% CAGR versus PRCH at 33.47%.
Does EFSC or PRCH pay a bigger dividend?
EFSC pays a dividend (2.24% yield), while PRCH has no payments in the available dividend history.
Is EFSC or PRCH more profitable?
EFSC runs the higher net margin — EFSC at 19.26% versus PRCH at -1.12%.
How have EFSC and PRCH total returns compared?
Over the past 5 years, EFSC delivered 7.27% and PRCH delivered 1.02% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.