ECB Bancorp, Inc. (ECBK) vs QNB Corp. (QNBC)

A side-by-side comparison of ECB Bancorp, Inc. and QNB Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ECBK vs QNBC

growth of $100 · dividends reinvested · last 4y
ECBK +48.7% (+10.4%/yr)QNBC +81.9% (+16.1%/yr)QNBC compounded faster over this window
100150Start $1002023202420252026$149$182
ECBK QNBC

ECBK vs QNBC: by the numbers

  • •ECBK is the larger company ($185M vs $184M market cap).
  • •QNBC trades at the lower trailing earnings multiple (13.51 vs 15.40 P/E), one valuation lens rather than an overall verdict.
  • •ECBK converts more revenue to profit (13.19% vs 12.89% net margin).
  • •ECBK grew revenue faster over the past five years (28.42% vs 12.78% CAGR).
  • •QNBC pays a dividend (3.41% yield), while ECBK has no payments in the available dividend history.

Metrics side by side

Valuation

MetricECBKQNBC
P/E ratio15.4013.51
PEG ratio0.836.69
P/S ratio2.131.77
P/B ratio1.031.00

Profitability

MetricECBKQNBC
Operating margin17.88%16.48%
Net margin13.19%12.89%
ROE6.35%7.31%

ECB Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

QNB Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricECBKQNBC
Dividend yieldN/A3.41%
Payout ratioN/A45.99%

Growth (annualized)

MetricECBKQNBC
Revenue CAGR (5Y)28.42%12.78%
EPS CAGR (5Y)19.14%2.08%
Total return CAGR (5Y)N/A9.28%

Frequently asked

Which has the lower trailing P/E, ECBK or QNBC?
QNBC has the lower trailing P/E: ECBK trades at 15.40 and QNBC at 13.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ECBK or QNBC?
Over the past five years, ECBK grew revenue faster — ECBK at a 28.42% CAGR versus QNBC at 12.78%.
Does ECBK or QNBC pay a bigger dividend?
QNBC pays a dividend (3.41% yield), while ECBK has no payments in the available dividend history.
Is ECBK or QNBC more profitable?
ECBK runs the higher net margin — ECBK at 13.19% versus QNBC at 12.89%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.