ECB Bancorp, Inc. (ECBK) vs QNB Corp. (QNBC)
A side-by-side comparison of ECB Bancorp, Inc. and QNB Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ECBK vs QNBC
growth of $100 · dividends reinvested · last 4yECBK vs QNBC: by the numbers
- •ECBK is the larger company ($185M vs $184M market cap).
- •QNBC trades at the lower trailing earnings multiple (13.51 vs 15.40 P/E), one valuation lens rather than an overall verdict.
- •ECBK converts more revenue to profit (13.19% vs 12.89% net margin).
- •ECBK grew revenue faster over the past five years (28.42% vs 12.78% CAGR).
- •QNBC pays a dividend (3.41% yield), while ECBK has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | ECBK | QNBC |
|---|---|---|
| P/E ratio | 15.40 | 13.51 |
| PEG ratio | 0.83 | 6.69 |
| P/S ratio | 2.13 | 1.77 |
| P/B ratio | 1.03 | 1.00 |
Profitability
| Metric | ECBK | QNBC |
|---|---|---|
| Operating margin | 17.88% | 16.48% |
| Net margin | 13.19% | 12.89% |
| ROE | 6.35% | 7.31% |
ECB Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
QNB Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ECBK | QNBC |
|---|---|---|
| Dividend yield | N/A | 3.41% |
| Payout ratio | N/A | 45.99% |
Growth (annualized)
| Metric | ECBK | QNBC |
|---|---|---|
| Revenue CAGR (5Y) | 28.42% | 12.78% |
| EPS CAGR (5Y) | 19.14% | 2.08% |
| Total return CAGR (5Y) | N/A | 9.28% |
Frequently asked
- Which has the lower trailing P/E, ECBK or QNBC?
- QNBC has the lower trailing P/E: ECBK trades at 15.40 and QNBC at 13.51. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ECBK or QNBC?
- Over the past five years, ECBK grew revenue faster — ECBK at a 28.42% CAGR versus QNBC at 12.78%.
- Does ECBK or QNBC pay a bigger dividend?
- QNBC pays a dividend (3.41% yield), while ECBK has no payments in the available dividend history.
- Is ECBK or QNBC more profitable?
- ECBK runs the higher net margin — ECBK at 13.19% versus QNBC at 12.89%.
Go deeper
Dig into the metrics
ECB Bancorp & QNB appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.