Dlocal Limited (DLO) vs Oscar Health, Inc. (OSCR)
A side-by-side comparison of Dlocal Limited and Oscar Health, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 13, 2026. Differences are shown without an overall score or investment verdict.
Different business models: DLO is classified in Technology; OSCR is classified in Healthcare. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
DLO
Dlocal Limited
$13.82TechnologyDelayed quote: Sep 28, 2026, 4:00 PM EDT
OSCR
Oscar Health, Inc.
$29.65HealthcareDelayed quote: Sep 28, 2026, 4:00 PM EDT
Total return — DLO vs OSCR
growth of $100 · dividends reinvested · last 5yDLO -51.2% (-13.4%/yr)OSCR +27.6% (+5.0%/yr)OSCR compounded faster over this window
DLO OSCR
DLO vs OSCR: by the numbers
- •OSCR is the larger company ($7.69B vs $4.06B market cap).
- •DLO trades at the lower trailing earnings multiple (20.32 vs 21.18 P/E), one valuation lens rather than an overall verdict.
- •DLO converts more revenue to profit (15.04% vs 3.60% net margin).
- •OSCR grew revenue faster over the past five years (64.83% vs 52.45% CAGR).
- •DLO pays a dividend (1.32% yield), while OSCR has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | DLO | OSCR |
|---|---|---|
| P/E ratio | 20.32 | 21.18 |
| Forward P/E | 16.66 | 17.20 |
| P/S ratio | 2.99 | 0.50 |
| P/B ratio | 7.51 | 3.75 |
| EV / EBITDA | 12.44 | 6.20 |
| FCF yield | 10.45% | 56.39% |
Profitability
| Metric | DLO | OSCR |
|---|---|---|
| Gross margin | 34.28% | 14.38% |
| Operating margin | 17.44% | 4.07% |
| Net margin | 15.04% | 3.60% |
| ROE | 37.76% | 26.84% |
| ROIC | 31.82% | 22.98% |
Dividends
| Metric | DLO | OSCR |
|---|---|---|
| Dividend yield | 1.32% | N/A |
| Payout ratio | 28.92% | N/A |
Growth (annualized)
| Metric | DLO | OSCR |
|---|---|---|
| Revenue CAGR (5Y) | 52.45% | 64.83% |
| EPS CAGR (5Y) | 47.44% | N/A |
| FCF CAGR (5Y) | 45.96% | 80.81% |
| Total return CAGR (5Y) | -24.08% | 13.36% |
Frequently asked
- Which has the lower trailing P/E, DLO or OSCR?
- DLO has the lower trailing P/E: DLO trades at 20.32 and OSCR at 21.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DLO or OSCR?
- Over the past five years, OSCR grew revenue faster — DLO at a 52.45% CAGR versus OSCR at 64.83%.
- Does DLO or OSCR pay a bigger dividend?
- DLO pays a dividend (1.32% yield), while OSCR has no payments in the available dividend history.
- Is DLO or OSCR more profitable?
- DLO runs the higher net margin — DLO at 15.04% versus OSCR at 3.60%.
- How have DLO and OSCR total returns compared?
- Over the past 5 years, DLO delivered -24.08% and OSCR delivered 13.36% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Dlocal P/E ratioOscar Health P/E ratioDlocal dividend yieldDlocal ROEOscar Health ROEDlocal operating marginOscar Health operating marginDlocal revenue growthOscar Health revenue growthDlocal free cash flowOscar Health free cash flow
Dlocal & Oscar Health appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 13, 2026.