Discover Financial Services (DFS) vs Ubiquiti Inc. (UI)
A side-by-side comparison of Discover Financial Services and Ubiquiti Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: DFS is classified in Financial Services; UI is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
DFS
Discover Financial Services
$200.05Financial ServicesAt close: May 16, 2025, 4:00 PM ET
UI
Ubiquiti Inc.
$534.72TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — DFS vs UI
growth of $100 · dividends reinvested · last 14yDFS +966.6%UI +2614.7%UI compounded faster
DFS UI
DFS vs UI: by the numbers
- •DFS is the larger company ($50.34B vs $32.36B market cap).
- •DFS trades at the lower trailing earnings multiple (10.67 vs 34.68 P/E), one valuation lens rather than an overall verdict.
- •UI converts more revenue to profit (30.43% vs 21.65% net margin).
- •DFS grew revenue faster over the past five years (13.84% vs 12.27% CAGR).
- •DFS pays the higher dividend yield (1.40% vs 0.59%).
Metrics side by side
Valuation
| Metric | DFS | UI |
|---|---|---|
| P/E ratio | 10.67 | 34.68 |
| Forward P/E | 12.59 | 35.38 |
| P/S ratio | 2.28 | 10.56 |
| P/B ratio | 2.66 | 27.19 |
| PEG ratio | 0.15 | 0.34 |
| EV / EBITDA | N/A | 28.78 |
| FCF yield | N/A | 2.29% |
Profitability
| Metric | DFS | UI |
|---|---|---|
| Gross margin | 89.46% | 46.02% |
| Operating margin | 88.29% | 35.75% |
| Net margin | 21.65% | 30.43% |
| ROE | 25.29% | 78.37% |
| ROIC | 32.48% | 72.62% |
Dividends
| Metric | DFS | UI |
|---|---|---|
| Dividend yield | 1.40% | 0.59% |
| Payout ratio | 15.81% | 27.19% |
Growth (annualized)
| Metric | DFS | UI |
|---|---|---|
| Revenue CAGR (5Y) | 13.84% | 12.27% |
| EPS CAGR (5Y) | 14.26% | 15.17% |
| FCF CAGR (5Y) | N/A | 6.21% |
| Total return CAGR (5Y) | 42.63% | 13.32% |
Frequently asked
- Which has the lower trailing P/E, DFS or UI?
- DFS has the lower trailing P/E: DFS trades at 10.67 and UI at 34.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, DFS or UI?
- Over the past five years, DFS grew revenue faster — DFS at a 13.84% CAGR versus UI at 12.27%.
- Does DFS or UI pay a bigger dividend?
- DFS yields 1.40% and UI yields 0.59% based on trailing dividends and the latest price.
- Is DFS or UI more profitable?
- UI runs the higher net margin — DFS at 21.65% versus UI at 30.43%.
- How have DFS and UI total returns compared?
- Over the past 10 years, DFS delivered 15.34% and UI delivered 29.42% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Discover Financial Services P/E ratioUbiquiti P/E ratioDiscover Financial Services dividend yieldUbiquiti dividend yieldDiscover Financial Services ROEUbiquiti ROEDiscover Financial Services operating marginUbiquiti operating marginDiscover Financial Services revenue growthUbiquiti revenue growthDiscover Financial Services free cash flowUbiquiti free cash flow
Discover Financial Services & Ubiquiti appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.