CVS Health Corporation (CVS) vs Humana Inc. (HUM)

CVS leads on 10 of 15 compared metrics, though HUM is the cheaper stock.

A side-by-side comparison of CVS Health Corporation and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — CVS vs HUM

growth of $100 · last 30y
CVS +882.3%HUM +1977.9%HUM compounded faster
01k2k3kStart $100200120062011201620212026$982$2,078
CVS HUM

CVS vs HUM: by the numbers

  • CVS is the larger company ($130.09B vs $45.53B market cap).
  • HUM trades at the lower earnings multiple (40.56 vs 44.92 P/E).
  • HUM grew revenue faster over the past five years (11.71% vs 8.52% CAGR).
  • CVS pays the higher dividend yield (2.61% vs 0.93%).

Which is better, CVS or HUM?

Metric tally: CVS 10 · HUM 5

It depends on what you're optimizing for:

ValueHUM(lower P/E)
GrowthHUM(faster 5Y revenue CAGR)
IncomeCVS(higher dividend yield)
QualityCVS(higher ROIC)

Valuation

MetricCVSHUM
P/E ratio44.9240.56
Forward P/E12.1723.94
P/S ratio0.320.33
P/B ratio1.682.46
EV / EBITDA17.9019.22
FCF yield5.67%2.78%

Profitability

MetricCVSHUM
Gross margin13.87%14.01%
Operating margin1.46%1.01%
Net margin0.72%0.82%
ROE3.79%6.08%
ROIC4.72%3.12%

Dividends

MetricCVSHUM
Dividend yield2.61%0.93%
Payout ratio190.00%35.87%

Growth (annualized)

MetricCVSHUM
Revenue CAGR (5Y)8.52%11.71%
EPS CAGR (5Y)-23.89%-17.27%
FCF CAGR (5Y)-10.57%-17.19%
Total return CAGR (5Y)7.06%-1.01%

Frequently asked

Which is better, CVS or HUM?
It depends on your goal. value: HUM (lower P/E); growth: HUM (faster 5Y revenue CAGR); income: CVS (higher dividend yield); quality: CVS (higher ROIC). Across all compared metrics, CVS leads 10 to 5.
Is CVS or HUM cheaper?
On trailing earnings, HUM is cheaper: CVS trades at a 44.92 P/E and HUM at 40.56.
Which has grown faster, CVS or HUM?
Over the past five years, HUM grew revenue faster — CVS at a 8.52% CAGR versus HUM at 11.71%.
Does CVS or HUM pay a bigger dividend?
CVS yields 2.61% and HUM yields 0.93% based on trailing dividends and the latest price.
Which has been the better investment, CVS or HUM?
Over the past 10-year, HUM delivered the higher annualized total return — CVS at 3.66% versus HUM at 8.24%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.