CVS Health Corp. (CVS) vs Humana Inc. (HUM)
A side-by-side comparison of CVS Health Corp. and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
CVS
CVS Health Corp.
$94.66HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
HUM
Humana Inc.
$409.85HealthcareDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — CVS vs HUM
growth of $100 · dividends reinvested · last 10yCVS +44.1% (+3.7%/yr)HUM +149.9% (+9.6%/yr)HUM compounded faster over this window
CVS HUM
CVS vs HUM: by the numbers
- •CVS is the larger company ($120.78B vs $49.21B market cap).
- •CVS trades at the lower trailing earnings multiple (25.04 vs 38.81 P/E), one valuation lens rather than an overall verdict.
- •CVS converts more revenue to profit (1.18% vs 0.88% net margin).
- •HUM grew revenue faster over the past five years (12.61% vs 8.32% CAGR).
- •CVS pays the higher dividend yield (2.79% vs 0.88%).
Metrics side by side
Valuation
| Metric | CVS | HUM |
|---|---|---|
| P/E ratio | 25.04 | 38.81 |
| Forward P/E | 11.83 | 44.77 |
| P/S ratio | 0.29 | 0.34 |
| P/B ratio | 1.52 | 2.56 |
| EV / EBITDA | 14.50 | 20.40 |
| FCF yield | 9.74% | N/A |
Profitability
| Metric | CVS | HUM |
|---|---|---|
| Gross margin | 14.15% | 13.65% |
| Operating margin | 2.00% | 1.39% |
| Net margin | 1.18% | 0.88% |
| ROE | 6.16% | 6.65% |
| ROIC | 4.14% | 4.52% |
Dividends
| Metric | CVS | HUM |
|---|---|---|
| Dividend yield | 2.79% | 0.88% |
| Payout ratio | 70.37% | 33.52% |
Growth (annualized)
| Metric | CVS | HUM |
|---|---|---|
| Revenue CAGR (5Y) | 8.32% | 12.61% |
| EPS CAGR (5Y) | -23.89% | -17.27% |
| FCF CAGR (5Y) | -10.28% | -17.19% |
| Total return CAGR (5Y) | 6.05% | 0.94% |
Frequently asked
- Which has the lower trailing P/E, CVS or HUM?
- CVS has the lower trailing P/E: CVS trades at 25.04 and HUM at 38.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CVS or HUM?
- Over the past five years, HUM grew revenue faster — CVS at a 8.32% CAGR versus HUM at 12.61%.
- Does CVS or HUM pay a bigger dividend?
- CVS yields 2.79% and HUM yields 0.88% based on trailing dividends and the latest price.
- Is CVS or HUM more profitable?
- CVS runs the higher net margin — CVS at 1.18% versus HUM at 0.88%.
- How have CVS and HUM total returns compared?
- Over the past 10 years, CVS delivered 3.54% and HUM delivered 9.46% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
CVS Health P/E ratioHumana P/E ratioCVS Health dividend yieldHumana dividend yieldCVS Health ROEHumana ROECVS Health operating marginHumana operating marginCVS Health revenue growthHumana revenue growthCVS Health free cash flowHumana free cash flow
CVS Health & Humana appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.