CVS Health Corp. (CVS) vs Humana Inc. (HUM)

A side-by-side comparison of CVS Health Corp. and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCVS vs HUM

growth of $100 · dividends reinvested · last 10y
CVS +44.1% (+3.7%/yr)HUM +149.9% (+9.6%/yr)HUM compounded faster over this window
100200300Start $10020182020202220242026$144$250
CVS HUM

CVS vs HUM: by the numbers

  • CVS is the larger company ($120.78B vs $49.21B market cap).
  • CVS trades at the lower trailing earnings multiple (25.04 vs 38.81 P/E), one valuation lens rather than an overall verdict.
  • CVS converts more revenue to profit (1.18% vs 0.88% net margin).
  • HUM grew revenue faster over the past five years (12.61% vs 8.32% CAGR).
  • CVS pays the higher dividend yield (2.79% vs 0.88%).

Metrics side by side

Valuation

MetricCVSHUM
P/E ratio25.0438.81
Forward P/E11.8344.77
P/S ratio0.290.34
P/B ratio1.522.56
EV / EBITDA14.5020.40
FCF yield9.74%N/A

Profitability

MetricCVSHUM
Gross margin14.15%13.65%
Operating margin2.00%1.39%
Net margin1.18%0.88%
ROE6.16%6.65%
ROIC4.14%4.52%

Dividends

MetricCVSHUM
Dividend yield2.79%0.88%
Payout ratio70.37%33.52%

Growth (annualized)

MetricCVSHUM
Revenue CAGR (5Y)8.32%12.61%
EPS CAGR (5Y)-23.89%-17.27%
FCF CAGR (5Y)-10.28%-17.19%
Total return CAGR (5Y)6.05%0.94%

Frequently asked

Which has the lower trailing P/E, CVS or HUM?
CVS has the lower trailing P/E: CVS trades at 25.04 and HUM at 38.81. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CVS or HUM?
Over the past five years, HUM grew revenue faster — CVS at a 8.32% CAGR versus HUM at 12.61%.
Does CVS or HUM pay a bigger dividend?
CVS yields 2.79% and HUM yields 0.88% based on trailing dividends and the latest price.
Is CVS or HUM more profitable?
CVS runs the higher net margin — CVS at 1.18% versus HUM at 0.88%.
How have CVS and HUM total returns compared?
Over the past 10 years, CVS delivered 3.54% and HUM delivered 9.46% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.