CVS Health Corporation (CVS) vs Humana Inc. (HUM)
CVS leads on 10 of 15 compared metrics, though HUM is the cheaper stock.
A side-by-side comparison of CVS Health Corporation and Humana Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — CVS vs HUM
growth of $100 · last 30yCVS +882.3%HUM +1977.9%HUM compounded faster
CVS HUM
CVS vs HUM: by the numbers
- •CVS is the larger company ($130.09B vs $45.53B market cap).
- •HUM trades at the lower earnings multiple (40.56 vs 44.92 P/E).
- •HUM grew revenue faster over the past five years (11.71% vs 8.52% CAGR).
- •CVS pays the higher dividend yield (2.61% vs 0.93%).
Which is better, CVS or HUM?
Metric tally: CVS 10 · HUM 5It depends on what you're optimizing for:
ValueHUM(lower P/E)
GrowthHUM(faster 5Y revenue CAGR)
IncomeCVS(higher dividend yield)
QualityCVS(higher ROIC)
Valuation
| Metric | CVS | HUM |
|---|---|---|
| P/E ratio | 44.92 | 40.56● |
| Forward P/E | 12.17● | 23.94 |
| P/S ratio | 0.32● | 0.33 |
| P/B ratio | 1.68● | 2.46 |
| EV / EBITDA | 17.90● | 19.22 |
| FCF yield | 5.67%● | 2.78% |
Profitability
| Metric | CVS | HUM |
|---|---|---|
| Gross margin | 13.87% | 14.01% |
| Operating margin | 1.46%● | 1.01% |
| Net margin | 0.72% | 0.82%● |
| ROE | 3.79% | 6.08%● |
| ROIC | 4.72%● | 3.12% |
Dividends
| Metric | CVS | HUM |
|---|---|---|
| Dividend yield | 2.61%● | 0.93% |
| Payout ratio | 190.00% | 35.87% |
Growth (annualized)
| Metric | CVS | HUM |
|---|---|---|
| Revenue CAGR (5Y) | 8.52% | 11.71%● |
| EPS CAGR (5Y) | -23.89% | -17.27%● |
| FCF CAGR (5Y) | -10.57%● | -17.19% |
| Total return CAGR (5Y) | 7.06%● | -1.01% |
Frequently asked
- Which is better, CVS or HUM?
- It depends on your goal. value: HUM (lower P/E); growth: HUM (faster 5Y revenue CAGR); income: CVS (higher dividend yield); quality: CVS (higher ROIC). Across all compared metrics, CVS leads 10 to 5.
- Is CVS or HUM cheaper?
- On trailing earnings, HUM is cheaper: CVS trades at a 44.92 P/E and HUM at 40.56.
- Which has grown faster, CVS or HUM?
- Over the past five years, HUM grew revenue faster — CVS at a 8.52% CAGR versus HUM at 11.71%.
- Does CVS or HUM pay a bigger dividend?
- CVS yields 2.61% and HUM yields 0.93% based on trailing dividends and the latest price.
- Which has been the better investment, CVS or HUM?
- Over the past 10-year, HUM delivered the higher annualized total return — CVS at 3.66% versus HUM at 8.24%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
CVS Health P/E ratioHumana P/E ratioCVS Health dividend yieldHumana dividend yieldCVS Health ROEHumana ROECVS Health operating marginHumana operating marginCVS Health revenue growthHumana revenue growthCVS Health free cash flowHumana free cash flow
CVS Health & Humana appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.