Circle Internet Group (CRCL) vs Royal Caribbean Cruises Ltd. (RCL)

A side-by-side comparison of Circle Internet Group and Royal Caribbean Cruises Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: CRCL is classified in Financial Services; RCL is classified in Consumer Cyclical. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnCRCL vs RCL

growth of $100 · dividends reinvested · last 1y
CRCL +200.0% (+200.0%/yr)RCL +3.7% (+3.7%/yr)CRCL compounded faster over this window
200400600800Start $1002026$300$104
CRCL RCL

CRCL vs RCL: by the numbers

  • RCL is the larger company ($69.77B vs $24.22B market cap).
  • RCL trades at the lower trailing earnings multiple (16.08 vs 48.19 P/E), one valuation lens rather than an overall verdict.
  • RCL converts more revenue to profit (23.56% vs 15.53% net margin).
  • RCL grew revenue faster over the past five years (188.60% vs 181.89% CAGR).
  • RCL pays a dividend (1.92% yield), while CRCL has no payments in the available dividend history.

Metrics side by side

Valuation

MetricCRCLRCL
P/E ratio48.1916.08
Forward P/E86.2914.65
P/S ratio8.333.73
P/B ratio6.906.82
EV / EBITDAN/A13.56

Profitability

MetricCRCLRCL
Gross margin8.67%46.64%
Operating margin-3.32%27.32%
Net margin15.53%23.56%
ROE12.86%43.01%
ROICN/A14.59%

Dividends

MetricCRCLRCL
Dividend yieldN/A1.92%
Payout ratioN/A30.90%

Growth (annualized)

MetricCRCLRCL
Revenue CAGR (5Y)181.89%188.60%
EPS CAGR (5Y)N/A9.81%
FCF CAGR (5Y)N/A11.57%
Total return CAGR (5Y)N/A26.76%

Frequently asked

Which has the lower trailing P/E, CRCL or RCL?
RCL has the lower trailing P/E: CRCL trades at 48.19 and RCL at 16.08. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CRCL or RCL?
Over the past five years, RCL grew revenue faster — CRCL at a 181.89% CAGR versus RCL at 188.60%.
Does CRCL or RCL pay a bigger dividend?
RCL pays a dividend (1.92% yield), while CRCL has no payments in the available dividend history.
Is CRCL or RCL more profitable?
RCL runs the higher net margin — CRCL at 15.53% versus RCL at 23.56%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.