Which has grown faster, CRCL or RCL?

Over the past five years, RCL grew revenue faster — CRCL at a 181.89% CAGR versus RCL at 188.60%.

Does CRCL or RCL pay a bigger dividend?

RCL pays a dividend (1.64% yield), while CRCL has no payments in the available dividend history.

Is CRCL or RCL more profitable?

RCL runs the higher net margin — CRCL at -2.76% versus RCL at 23.56%.

Circle Internet Group (CRCL) vs Royal Caribbean Cruises Ltd. (RCL)

A side-by-side comparison of Circle Internet Group and Royal Caribbean Cruises Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.

Different business models: CRCL is classified in Financial Services; RCL is classified in Consumer Cyclical. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

CRCL

Circle Internet Group

$17.19B

$64.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT

RCL

Royal Caribbean Cruises Ltd.

$86.49B

$322.50Consumer CyclicalDelayed quote: Jul 28, 2026, 4:00 PM EDT

Total return — CRCL vs RCL

growth of $100 · dividends reinvested · last 1y

CRCL +110.5%RCL +27.9%CRCL compounded faster

CRCL RCL

CRCL vs RCL: by the numbers

•RCL is the larger company ($86.49B vs $17.19B market cap).
•RCL is profitable (23.56% net margin) while CRCL runs a net loss (-2.76%).
•RCL grew revenue faster over the past five years (188.60% vs 181.89% CAGR).
•RCL pays a dividend (1.64% yield), while CRCL has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CRCL	RCL
P/E ratio	N/A	18.61
Forward P/E	76.36	17.61
P/S ratio	5.56	4.50
P/B ratio	4.64	8.43
PEG ratio	N/A	0.41
EV / EBITDA	N/A	15.31
FCF yield	N/A	1.66%

Profitability

Metric	CRCL	RCL
Gross margin	7.17%	46.64%
Operating margin	-4.65%	27.32%
Net margin	-2.76%	23.56%
ROE	-2.31%	43.01%
ROIC	-1.80%	14.90%

Dividends

Metric	CRCL	RCL
Dividend yield	N/A	1.64%
Payout ratio	N/A	31.79%

Growth (annualized)

Metric	CRCL	RCL
Revenue CAGR (5Y)	181.89%	188.60%
EPS CAGR (5Y)	N/A	9.81%
FCF CAGR (5Y)	N/A	11.57%
Total return CAGR (5Y)	N/A	32.71%

Frequently asked

Which has grown faster, CRCL or RCL?: Over the past five years, RCL grew revenue faster — CRCL at a 181.89% CAGR versus RCL at 188.60%.
Does CRCL or RCL pay a bigger dividend?: RCL pays a dividend (1.64% yield), while CRCL has no payments in the available dividend history.
Is CRCL or RCL more profitable?: RCL runs the higher net margin — CRCL at -2.76% versus RCL at 23.56%.

Go deeper

Full CRCL analysis Full RCL analysis Interactive comparison tool

Dig into the metrics

Circle Internet P/E ratio Royal Caribbean Cruises P/E ratio Circle Internet dividend yield Royal Caribbean Cruises dividend yield Circle Internet ROE Royal Caribbean Cruises ROE Circle Internet operating margin Royal Caribbean Cruises operating margin Circle Internet revenue growth Royal Caribbean Cruises revenue growth Circle Internet free cash flow Royal Caribbean Cruises free cash flow

Circle Internet & Royal Caribbean Cruises appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.