Consumer Portfolio Services, Inc. (CPSS) vs BRC Group Holdings, Inc. (RILY)
A side-by-side comparison of Consumer Portfolio Services, Inc. and BRC Group Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CPSS vs RILY
growth of $100 · dividends reinvested · last 10yCPSS vs RILY: by the numbers
- •RILY is the larger company ($200M vs $196M market cap).
- •RILY trades at the lower trailing earnings multiple (0.37 vs 9.90 P/E), one valuation lens rather than an overall verdict.
- •RILY converts more revenue to profit (31.34% vs 4.79% net margin).
- •CPSS grew revenue faster over the past five years (11.42% vs 4.32% CAGR).
Metrics side by side
Valuation
| Metric | CPSS | RILY |
|---|---|---|
| P/E ratio | 9.90 | 0.37 |
| Forward P/E | 3.68 | N/A |
| PEG ratio | N/A | 0.07 |
| P/S ratio | 0.43 | 0.15 |
| P/B ratio | 0.61 | 1.41 |
Profitability
| Metric | CPSS | RILY |
|---|---|---|
| Gross margin | N/A | 64.98% |
| Operating margin | 60.76% | 14.62% |
| Net margin | 4.79% | 31.34% |
| ROE | 6.77% | 289.61% |
Consumer Portfolio Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | CPSS | RILY |
|---|---|---|
| Revenue CAGR (5Y) | 11.42% | 4.32% |
| EPS CAGR (5Y) | -1.73% | 4.59% |
| Total return CAGR (5Y) | 8.69% | -36.05% |
Frequently asked
- Which has the lower trailing P/E, CPSS or RILY?
- RILY has the lower trailing P/E: CPSS trades at 9.90 and RILY at 0.37. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CPSS or RILY?
- Over the past five years, CPSS grew revenue faster — CPSS at a 11.42% CAGR versus RILY at 4.32%.
- Is CPSS or RILY more profitable?
- RILY runs the higher net margin — CPSS at 4.79% versus RILY at 31.34%.
- How have CPSS and RILY total returns compared?
- Over the past 10 years, CPSS delivered 7.37% and RILY delivered -4.03% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Consumer Portfolio Services & BRC Group appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.