Capital One Financial Corporation (COF) vs The Toronto-Dominion Bank (TD)
A side-by-side comparison of Capital One Financial Corporation and The Toronto-Dominion Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 25, 2026. Differences are shown without an overall score or investment verdict.
COF
Capital One Financial Corporation
$216.24Financial ServicesDelayed quote: Aug 25, 2026, 4:00 PM EDT
TD
The Toronto-Dominion Bank
$119.07Financial ServicesAt close: Aug 25, 2026, 4:00 PM ET
Total return — COF vs TD
growth of $100 · dividends reinvested · last 10yCOF +273.8% (+14.1%/yr)TD +302.8% (+14.9%/yr)TD compounded faster over this window
COF TD
COF vs TD: by the numbers
- •TD is the larger company ($201.17B vs $132.66B market cap).
- •COF trades at the lower trailing earnings multiple (13.38 vs 19.33 P/E), one valuation lens rather than an overall verdict.
- •COF converts more revenue to profit (13.38% vs 13.26% net margin).
- •COF grew revenue faster over the past five years (20.29% vs 16.75% CAGR).
- •TD pays the higher dividend yield (2.61% vs 1.39%).
Metrics side by side
Valuation
| Metric | COF | TD |
|---|---|---|
| P/E ratio | 13.38 | 19.33 |
| Forward P/E | 10.58 | 12.08 |
| P/S ratio | 1.71 | 1.78 |
| P/B ratio | 1.18 | 1.60 |
Profitability
| Metric | COF | TD |
|---|---|---|
| Gross margin | 47.33% | 52.84% |
| Operating margin | 3.29% | 16.49% |
| Net margin | 13.38% | 13.26% |
| ROE | 9.24% | 11.86% |
Dividends
| Metric | COF | TD |
|---|---|---|
| Dividend yield | 1.39% | 2.61% |
| Payout ratio | 74.44% | 37.58% |
Growth (annualized)
| Metric | COF | TD |
|---|---|---|
| Revenue CAGR (5Y) | 20.29% | 16.75% |
| EPS CAGR (5Y) | -4.93% | 11.35% |
| Total return CAGR (5Y) | 6.30% | 16.73% |
Frequently asked
- Which has the lower trailing P/E, COF or TD?
- COF has the lower trailing P/E: COF trades at 13.38 and TD at 19.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, COF or TD?
- Over the past five years, COF grew revenue faster — COF at a 20.29% CAGR versus TD at 16.75%.
- Does COF or TD pay a bigger dividend?
- COF yields 1.39% and TD yields 2.61% based on trailing dividends and the latest price.
- Is COF or TD more profitable?
- COF runs the higher net margin — COF at 13.38% versus TD at 13.26%.
- How have COF and TD total returns compared?
- Over the past 10 years, COF delivered 14.10% and TD delivered 14.99% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Capital One Financial P/E ratioToronto-Dominion Bank P/E ratioCapital One Financial dividend yieldToronto-Dominion Bank dividend yieldCapital One Financial ROEToronto-Dominion Bank ROECapital One Financial operating marginToronto-Dominion Bank operating marginCapital One Financial revenue growthToronto-Dominion Bank revenue growth
Capital One Financial & Toronto-Dominion Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 25, 2026.