Capital One Financial Corporation (COF) vs The Toronto-Dominion Bank (TD)

A side-by-side comparison of Capital One Financial Corporation and The Toronto-Dominion Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 25, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCOF vs TD

growth of $100 · dividends reinvested · last 10y
COF +273.8% (+14.1%/yr)TD +302.8% (+14.9%/yr)TD compounded faster over this window
100200300400Start $10020182020202220242026$374$403
COF TD

COF vs TD: by the numbers

  • TD is the larger company ($201.17B vs $132.66B market cap).
  • COF trades at the lower trailing earnings multiple (13.38 vs 19.33 P/E), one valuation lens rather than an overall verdict.
  • COF converts more revenue to profit (13.38% vs 13.26% net margin).
  • COF grew revenue faster over the past five years (20.29% vs 16.75% CAGR).
  • TD pays the higher dividend yield (2.61% vs 1.39%).

Metrics side by side

Valuation

MetricCOFTD
P/E ratio13.3819.33
Forward P/E10.5812.08
P/S ratio1.711.78
P/B ratio1.181.60

Profitability

MetricCOFTD
Gross margin47.33%52.84%
Operating margin3.29%16.49%
Net margin13.38%13.26%
ROE9.24%11.86%

Dividends

MetricCOFTD
Dividend yield1.39%2.61%
Payout ratio74.44%37.58%

Growth (annualized)

MetricCOFTD
Revenue CAGR (5Y)20.29%16.75%
EPS CAGR (5Y)-4.93%11.35%
Total return CAGR (5Y)6.30%16.73%

Frequently asked

Which has the lower trailing P/E, COF or TD?
COF has the lower trailing P/E: COF trades at 13.38 and TD at 19.33. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, COF or TD?
Over the past five years, COF grew revenue faster — COF at a 20.29% CAGR versus TD at 16.75%.
Does COF or TD pay a bigger dividend?
COF yields 1.39% and TD yields 2.61% based on trailing dividends and the latest price.
Is COF or TD more profitable?
COF runs the higher net margin — COF at 13.38% versus TD at 13.26%.
How have COF and TD total returns compared?
Over the past 10 years, COF delivered 14.10% and TD delivered 14.99% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 25, 2026.