Is COF or PNC cheaper?

On trailing earnings, PNC is cheaper: COF trades at a 70.71 P/E and PNC at 13.48.

Which has grown faster, COF or PNC?

Over the past five years, COF grew revenue faster — COF at a 19.49% CAGR versus PNC at 12.91%.

Does COF or PNC pay a bigger dividend?

COF yields 1.49% and PNC yields 2.93% based on trailing dividends and the latest price.

Is COF or PNC more profitable?

PNC runs the higher net margin — COF at 4.29% versus PNC at 22.51%.

Which has been the better investment, COF or PNC?

Over the past 10-year, PNC delivered the higher annualized total return — COF at 14.11% versus PNC at 14.41%. Past performance doesn't predict future results.

Capital One Financial Corporation (COF) vs The PNC Financial Services Group, Inc. (PNC)

PNC leads on 9 of 12 compared metrics.

A side-by-side comparison of Capital One Financial Corporation and The PNC Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

COF

Capital One Financial Corporation

$125.41B

$201.53Financial Services

PNC

The PNC Financial Services Group, Inc.

$93.18B

$232.04Financial Services

Total return — COF vs PNC

growth of $100 · last 30y

COF +1984.1%PNC +663.8%COF compounded faster

COF PNC

COF vs PNC: by the numbers

•COF is the larger company ($125.41B vs $93.18B market cap).
•PNC trades at the lower earnings multiple (13.48 vs 70.71 P/E).
•PNC converts more revenue to profit (22.51% vs 4.29% net margin).
•COF grew revenue faster over the past five years (19.49% vs 12.91% CAGR).
•PNC pays the higher dividend yield (2.93% vs 1.49%).

Which is better, COF or PNC?

Metric tally: COF 3 · PNC 9

It depends on what you're optimizing for:

ValuePNC(lower P/E)

GrowthCOF(faster 5Y revenue CAGR)

IncomePNC(higher dividend yield)

QualityPNC(higher ROIC)

Metrics side by side

Valuation

Metric	COF	PNC
P/E ratio	70.71	13.48●
Forward P/E	—	12.56
P/S ratio	1.67●	2.98
P/B ratio	1.12●	1.50
PEG ratio	—	0.60

Profitability

Metric	COF	PNC
Gross margin	48.31%	71.88%●
Operating margin	4.33%	27.54%●
Net margin	4.29%	22.51%●
ROE	2.87%	11.34%●
ROIC	1.09%	5.27%●

Dividends

Metric	COF	PNC
Dividend yield	1.49%	2.93%●
Payout ratio	74.44%	40.91%

Growth (annualized)

Metric	COF	PNC
Revenue CAGR (5Y)	19.49%●	12.91%
EPS CAGR (5Y)	-4.93%	21.18%●
Total return CAGR (5Y)	8.04%	9.32%●

Frequently asked

Which is better, COF or PNC?: It depends on your goal. value: PNC (lower P/E); growth: COF (faster 5Y revenue CAGR); income: PNC (higher dividend yield); quality: PNC (higher ROIC). Across all compared metrics, PNC leads 9 to 3.
Is COF or PNC cheaper?: On trailing earnings, PNC is cheaper: COF trades at a 70.71 P/E and PNC at 13.48.
Which has grown faster, COF or PNC?: Over the past five years, COF grew revenue faster — COF at a 19.49% CAGR versus PNC at 12.91%.
Does COF or PNC pay a bigger dividend?: COF yields 1.49% and PNC yields 2.93% based on trailing dividends and the latest price.
Is COF or PNC more profitable?: PNC runs the higher net margin — COF at 4.29% versus PNC at 22.51%.
Which has been the better investment, COF or PNC?: Over the past 10-year, PNC delivered the higher annualized total return — COF at 14.11% versus PNC at 14.41%. Past performance doesn't predict future results.

Go deeper

Full COF analysis Full PNC analysis Interactive comparison tool

Dig into the metrics

Capital One Financial P/E ratio PNC Financial Services P/E ratio Capital One Financial dividend yield PNC Financial Services dividend yield Capital One Financial ROE PNC Financial Services ROE Capital One Financial operating margin PNC Financial Services operating margin Capital One Financial revenue growth PNC Financial Services revenue growth Capital One Financial free cash flow PNC Financial Services free cash flow

Capital One Financial & PNC Financial Services appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.