Community Bancorp (CMTV) vs Eagle Financial Services, Inc. (EFSI)
A side-by-side comparison of Community Bancorp and Eagle Financial Services, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CMTV vs EFSI
growth of $100 · dividends reinvested · last 10yCMTV vs EFSI: by the numbers
- •EFSI is the larger company ($247M vs $235M market cap).
- •CMTV trades at the lower trailing earnings multiple (12.78 vs 13.16 P/E), one valuation lens rather than an overall verdict.
- •CMTV converts more revenue to profit (27.05% vs 15.85% net margin).
- •EFSI grew revenue faster over the past five years (19.18% vs 11.31% CAGR).
- •CMTV pays the higher dividend yield (2.97% vs 2.72%).
Metrics side by side
Valuation
| Metric | CMTV | EFSI |
|---|---|---|
| P/E ratio | 12.78 | 13.16 |
| Forward P/E | N/A | 16.11 |
| PEG ratio | 1.56 | N/A |
| P/S ratio | 3.45 | 2.10 |
| P/B ratio | 0.00 | 1.27 |
Profitability
| Metric | CMTV | EFSI |
|---|---|---|
| Operating margin | 32.64% | 15.88% |
| Net margin | 27.05% | 15.85% |
| ROE | 0.02% | 9.61% |
Community Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Eagle Financial Services, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CMTV | EFSI |
|---|---|---|
| Dividend yield | 2.97% | 2.72% |
| Payout ratio | 37.99% | 35.84% |
Growth (annualized)
| Metric | CMTV | EFSI |
|---|---|---|
| Revenue CAGR (5Y) | 11.31% | 19.18% |
| EPS CAGR (5Y) | 8.20% | -13.43% |
| Total return CAGR (5Y) | 22.08% | 9.71% |
Frequently asked
- Which has the lower trailing P/E, CMTV or EFSI?
- CMTV has the lower trailing P/E: CMTV trades at 12.78 and EFSI at 13.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CMTV or EFSI?
- Over the past five years, EFSI grew revenue faster — CMTV at a 11.31% CAGR versus EFSI at 19.18%.
- Does CMTV or EFSI pay a bigger dividend?
- CMTV yields 2.97% and EFSI yields 2.72% based on trailing dividends and the latest price.
- Is CMTV or EFSI more profitable?
- CMTV runs the higher net margin — CMTV at 27.05% versus EFSI at 15.85%.
- How have CMTV and EFSI total returns compared?
- Over the past 10 years, CMTV delivered 17.04% and EFSI delivered 10.55% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Community Bancorp & Eagle Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.