Cincinnati Financial Corporation (CINF) vs Raymond James Financial, Inc. (RJF)

RJF leads on 8 of 14 compared metrics, though CINF is the cheaper stock.

A side-by-side comparison of Cincinnati Financial Corporation and Raymond James Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — CINF vs RJF

growth of $100 · last 30y
CINF +854.0%RJF +5095.3%RJF compounded faster
Log scale — wide-divergence pair
101001k10kStart $100200120062011201620212026$954$5,195
CINF RJF

CINF vs RJF: by the numbers

  • RJF is the larger company ($30.37B vs $26.33B market cap).
  • CINF trades at the lower earnings multiple (9.73 vs 14.72 P/E).
  • CINF converts more revenue to profit (21.34% vs 13.13% net margin).
  • RJF grew revenue faster over the past five years (13.83% vs 5.55% CAGR).
  • CINF pays the higher dividend yield (2.09% vs 1.33%).

Which is better, CINF or RJF?

Metric tally: CINF 6 · RJF 8

It depends on what you're optimizing for:

ValueCINF(lower P/E)
GrowthRJF(faster 5Y revenue CAGR)
IncomeCINF(higher dividend yield)
QualityRJF(higher ROIC)

Metrics side by side

Valuation

MetricCINFRJF
P/E ratio9.7314.72
Forward P/E19.6013.12
P/S ratio2.061.90
P/B ratio1.702.47
PEG ratio3.032.76

Profitability

MetricCINFRJF
Gross margin50.29%89.16%
Operating margin26.68%16.86%
Net margin21.34%13.13%
ROE17.54%17.08%
ROIC10.68%15.88%

Dividends

MetricCINFRJF
Dividend yield2.09%1.33%
Payout ratio23.40%19.75%

Growth (annualized)

MetricCINFRJF
Revenue CAGR (5Y)5.55%13.83%
EPS CAGR (5Y)15.01%21.61%
Total return CAGR (5Y)10.97%15.14%

Frequently asked

Which is better, CINF or RJF?
It depends on your goal. value: CINF (lower P/E); growth: RJF (faster 5Y revenue CAGR); income: CINF (higher dividend yield); quality: RJF (higher ROIC). Across all compared metrics, RJF leads 8 to 6.
Is CINF or RJF cheaper?
On trailing earnings, CINF is cheaper: CINF trades at a 9.73 P/E and RJF at 14.72.
Which has grown faster, CINF or RJF?
Over the past five years, RJF grew revenue faster — CINF at a 5.55% CAGR versus RJF at 13.83%.
Does CINF or RJF pay a bigger dividend?
CINF yields 2.09% and RJF yields 1.33% based on trailing dividends and the latest price.
Is CINF or RJF more profitable?
CINF runs the higher net margin — CINF at 21.34% versus RJF at 13.13%.
Which has been the better investment, CINF or RJF?
Over the past 10-year, RJF delivered the higher annualized total return — CINF at 12.35% versus RJF at 17.93%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.