Cincinnati Financial Corporation (CINF) vs Raymond James Financial, Inc. (RJF)
RJF leads on 8 of 14 compared metrics, though CINF is the cheaper stock.
A side-by-side comparison of Cincinnati Financial Corporation and Raymond James Financial, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CINF
Cincinnati Financial Corporation
$170.20Financial Services
RJF
Raymond James Financial, Inc.
$155.86Financial Services
Total return — CINF vs RJF
growth of $100 · last 30yCINF +854.0%RJF +5095.3%RJF compounded faster
Log scale — wide-divergence pair
CINF RJF
CINF vs RJF: by the numbers
- •RJF is the larger company ($30.37B vs $26.33B market cap).
- •CINF trades at the lower earnings multiple (9.73 vs 14.72 P/E).
- •CINF converts more revenue to profit (21.34% vs 13.13% net margin).
- •RJF grew revenue faster over the past five years (13.83% vs 5.55% CAGR).
- •CINF pays the higher dividend yield (2.09% vs 1.33%).
Which is better, CINF or RJF?
Metric tally: CINF 6 · RJF 8It depends on what you're optimizing for:
ValueCINF(lower P/E)
GrowthRJF(faster 5Y revenue CAGR)
IncomeCINF(higher dividend yield)
QualityRJF(higher ROIC)
Metrics side by side
Valuation
| Metric | CINF | RJF |
|---|---|---|
| P/E ratio | 9.73● | 14.72 |
| Forward P/E | 19.60 | 13.12● |
| P/S ratio | 2.06 | 1.90● |
| P/B ratio | 1.70● | 2.47 |
| PEG ratio | 3.03 | 2.76● |
Profitability
| Metric | CINF | RJF |
|---|---|---|
| Gross margin | 50.29% | 89.16%● |
| Operating margin | 26.68%● | 16.86% |
| Net margin | 21.34%● | 13.13% |
| ROE | 17.54%● | 17.08% |
| ROIC | 10.68% | 15.88%● |
Dividends
| Metric | CINF | RJF |
|---|---|---|
| Dividend yield | 2.09%● | 1.33% |
| Payout ratio | 23.40% | 19.75% |
Growth (annualized)
| Metric | CINF | RJF |
|---|---|---|
| Revenue CAGR (5Y) | 5.55% | 13.83%● |
| EPS CAGR (5Y) | 15.01% | 21.61%● |
| Total return CAGR (5Y) | 10.97% | 15.14%● |
Frequently asked
- Which is better, CINF or RJF?
- It depends on your goal. value: CINF (lower P/E); growth: RJF (faster 5Y revenue CAGR); income: CINF (higher dividend yield); quality: RJF (higher ROIC). Across all compared metrics, RJF leads 8 to 6.
- Is CINF or RJF cheaper?
- On trailing earnings, CINF is cheaper: CINF trades at a 9.73 P/E and RJF at 14.72.
- Which has grown faster, CINF or RJF?
- Over the past five years, RJF grew revenue faster — CINF at a 5.55% CAGR versus RJF at 13.83%.
- Does CINF or RJF pay a bigger dividend?
- CINF yields 2.09% and RJF yields 1.33% based on trailing dividends and the latest price.
- Is CINF or RJF more profitable?
- CINF runs the higher net margin — CINF at 21.34% versus RJF at 13.13%.
- Which has been the better investment, CINF or RJF?
- Over the past 10-year, RJF delivered the higher annualized total return — CINF at 12.35% versus RJF at 17.93%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioRaymond James Financial P/E ratioCincinnati Financial dividend yieldRaymond James Financial dividend yieldCincinnati Financial ROERaymond James Financial ROECincinnati Financial operating marginRaymond James Financial operating marginCincinnati Financial revenue growthRaymond James Financial revenue growthCincinnati Financial free cash flowRaymond James Financial free cash flow
Cincinnati Financial & Raymond James Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.