Is CINF or MTB cheaper?

On trailing earnings, CINF is cheaper: CINF trades at a 10.20 P/E and MTB at 12.98.

Which has grown faster, CINF or MTB?

Over the past five years, MTB grew revenue faster — CINF at a 5.55% CAGR versus MTB at 14.97%.

Does CINF or MTB pay a bigger dividend?

CINF yields 2.03% and MTB yields 2.57% based on trailing dividends and the latest price.

Is CINF or MTB more profitable?

MTB runs the higher net margin — CINF at 21.34% versus MTB at 23.71%.

Which has been the better investment, CINF or MTB?

Over the past 10-year, CINF delivered the higher annualized total return — CINF at 12.71% versus MTB at 10.67%. Past performance doesn't predict future results.

Cincinnati Financial Corporation (CINF) vs M&T Bank Corporation (MTB)

MTB leads on 9 of 14 compared metrics, though CINF is the cheaper stock.

A side-by-side comparison of Cincinnati Financial Corporation and M&T Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 25, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

CINF

Cincinnati Financial Corporation

$27.60B

$178.45Financial Services

MTB

M&T Bank Corporation

$34.16B

$233.26Financial Services

Total return — CINF vs MTB

growth of $100 · last 30y

CINF +904.8%MTB +852.1%CINF compounded faster

CINF MTB

CINF vs MTB: by the numbers

•MTB is the larger company ($34.16B vs $27.60B market cap).
•CINF trades at the lower earnings multiple (10.20 vs 12.98 P/E).
•MTB converts more revenue to profit (23.71% vs 21.34% net margin).
•MTB grew revenue faster over the past five years (14.97% vs 5.55% CAGR).
•MTB pays the higher dividend yield (2.57% vs 2.03%).

Which is better, CINF or MTB?

Metric tally: CINF 5 · MTB 9

It depends on what you're optimizing for:

ValueCINF(lower P/E)

GrowthMTB(faster 5Y revenue CAGR)

IncomeMTB(higher dividend yield)

QualityCINF(higher ROIC)

Metrics side by side

Valuation

Metric	CINF	MTB
P/E ratio	10.20●	12.98
Forward P/E	20.55	12.48●
P/S ratio	2.16●	2.95
P/B ratio	1.78	1.31●
PEG ratio	3.03	0.73●

Profitability

Metric	CINF	MTB
Gross margin	50.29%	75.31%●
Operating margin	26.68%	30.69%●
Net margin	21.34%	23.71%●
ROE	17.54%●	10.48%
ROIC	10.68%●	6.75%

Dividends

Metric	CINF	MTB
Dividend yield	2.03%	2.57%●
Payout ratio	23.86%	35.09%

Growth (annualized)

Metric	CINF	MTB
Revenue CAGR (5Y)	5.55%	14.97%●
EPS CAGR (5Y)	15.01%●	11.46%
Total return CAGR (5Y)	11.39%	13.08%●

Frequently asked

Which is better, CINF or MTB?: It depends on your goal. value: CINF (lower P/E); growth: MTB (faster 5Y revenue CAGR); income: MTB (higher dividend yield); quality: CINF (higher ROIC). Across all compared metrics, MTB leads 9 to 5.
Is CINF or MTB cheaper?: On trailing earnings, CINF is cheaper: CINF trades at a 10.20 P/E and MTB at 12.98.
Which has grown faster, CINF or MTB?: Over the past five years, MTB grew revenue faster — CINF at a 5.55% CAGR versus MTB at 14.97%.
Does CINF or MTB pay a bigger dividend?: CINF yields 2.03% and MTB yields 2.57% based on trailing dividends and the latest price.
Is CINF or MTB more profitable?: MTB runs the higher net margin — CINF at 21.34% versus MTB at 23.71%.
Which has been the better investment, CINF or MTB?: Over the past 10-year, CINF delivered the higher annualized total return — CINF at 12.71% versus MTB at 10.67%. Past performance doesn't predict future results.

Go deeper

Full CINF analysis Full MTB analysis Interactive comparison tool

Dig into the metrics

Cincinnati Financial P/E ratio M&T Bank P/E ratio Cincinnati Financial dividend yield M&T Bank dividend yield Cincinnati Financial ROE M&T Bank ROE Cincinnati Financial operating margin M&T Bank operating margin Cincinnati Financial revenue growth M&T Bank revenue growth Cincinnati Financial free cash flow M&T Bank free cash flow

Cincinnati Financial & M&T Bank appear in these rankings

Highest Dividend Yield Stocks Dividend Aristocrats Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 25, 2026.