Cincinnati Financial Corporation (CINF) vs The Hartford Financial Services Group, Inc. (HIG)
HIG leads on 9 of 14 compared metrics.
A side-by-side comparison of Cincinnati Financial Corporation and The Hartford Financial Services Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CINF
Cincinnati Financial Corporation
$169.01Financial Services
HIG
The Hartford Financial Services Group, Inc.
$129.62Financial Services
Total return — CINF vs HIG
growth of $100 · last 30yCINF +837.4%HIG +388.0%CINF compounded faster
CINF HIG
CINF vs HIG: by the numbers
- •HIG is the larger company ($35.53B vs $26.14B market cap).
- •HIG trades at the lower earnings multiple (9.12 vs 9.66 P/E).
- •CINF converts more revenue to profit (21.34% vs 14.13% net margin).
- •HIG grew revenue faster over the past five years (6.85% vs 5.55% CAGR).
- •CINF pays the higher dividend yield (2.10% vs 1.79%).
Which is better, CINF or HIG?
Metric tally: CINF 5 · HIG 9It depends on what you're optimizing for:
ValueHIG(lower P/E)
GrowthHIG(faster 5Y revenue CAGR)
IncomeCINF(higher dividend yield)
QualityHIG(higher ROIC)
Valuation
| Metric | CINF | HIG |
|---|---|---|
| P/E ratio | 9.66 | 9.12● |
| Forward P/E | 19.47 | 10.07● |
| P/S ratio | 2.05 | 1.27● |
| P/B ratio | 1.68● | 1.94 |
| PEG ratio | 3.03 | 0.36● |
Profitability
| Metric | CINF | HIG |
|---|---|---|
| Gross margin | 50.29%● | 47.02% |
| Operating margin | 26.68%● | 17.51% |
| Net margin | 21.34%● | 14.13% |
| ROE | 17.54% | 21.50%● |
| ROIC | 10.68% | 28.21%● |
Dividends
| Metric | CINF | HIG |
|---|---|---|
| Dividend yield | 2.10%● | 1.79% |
| Payout ratio | 23.40% | 17.17% |
Growth (annualized)
| Metric | CINF | HIG |
|---|---|---|
| Revenue CAGR (5Y) | 5.55% | 6.85%● |
| EPS CAGR (5Y) | 15.01% | 23.05%● |
| Total return CAGR (5Y) | 9.43% | 17.08%● |
Frequently asked
- Which is better, CINF or HIG?
- It depends on your goal. value: HIG (lower P/E); growth: HIG (faster 5Y revenue CAGR); income: CINF (higher dividend yield); quality: HIG (higher ROIC). Across all compared metrics, HIG leads 9 to 5.
- Is CINF or HIG cheaper?
- On trailing earnings, HIG is cheaper: CINF trades at a 9.66 P/E and HIG at 9.12.
- Which has grown faster, CINF or HIG?
- Over the past five years, HIG grew revenue faster — CINF at a 5.55% CAGR versus HIG at 6.85%.
- Does CINF or HIG pay a bigger dividend?
- CINF yields 2.10% and HIG yields 1.79% based on trailing dividends and the latest price.
- Is CINF or HIG more profitable?
- CINF runs the higher net margin — CINF at 21.34% versus HIG at 14.13%.
- Which has been the better investment, CINF or HIG?
- Over the past 10-year, HIG delivered the higher annualized total return — CINF at 12.06% versus HIG at 13.88%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioHartford Financial Services P/E ratioCincinnati Financial dividend yieldHartford Financial Services dividend yieldCincinnati Financial ROEHartford Financial Services ROECincinnati Financial operating marginHartford Financial Services operating marginCincinnati Financial revenue growthHartford Financial Services revenue growthCincinnati Financial free cash flowHartford Financial Services free cash flow
Cincinnati Financial & Hartford Financial Services appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.