Cincinnati Financial Corporation (CINF) vs Huntington Bancshares Incorporated (HBAN)
CINF leads on 7 of 13 compared metrics.
A side-by-side comparison of Cincinnati Financial Corporation and Huntington Bancshares Incorporated across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 21, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
CINF
Cincinnati Financial Corporation
$170.20Financial Services
HBAN
Huntington Bancshares Incorporated
$16.86Financial Services
Total return — CINF vs HBAN
growth of $100 · last 30yCINF +854.0%HBAN +13.2%CINF compounded faster
Log scale — wide-divergence pair
CINF HBAN
CINF vs HBAN: by the numbers
- •HBAN is the larger company ($34.18B vs $26.33B market cap).
- •CINF trades at the lower earnings multiple (9.73 vs 12.97 P/E).
- •CINF converts more revenue to profit (21.34% vs 16.63% net margin).
- •HBAN grew revenue faster over the past five years (20.75% vs 5.55% CAGR).
- •HBAN pays the higher dividend yield (3.68% vs 2.09%).
Which is better, CINF or HBAN?
Metric tally: CINF 7 · HBAN 6It depends on what you're optimizing for:
ValueCINF(lower P/E)
GrowthHBAN(faster 5Y revenue CAGR)
IncomeHBAN(higher dividend yield)
QualityCINF(higher ROIC)
Metrics side by side
Valuation
| Metric | CINF | HBAN |
|---|---|---|
| P/E ratio | 9.73● | 12.97 |
| Forward P/E | 19.60 | 11.43● |
| P/S ratio | 2.06● | 2.42 |
| P/B ratio | 1.70 | 0.99● |
| PEG ratio | 3.03 | 0.90● |
Profitability
| Metric | CINF | HBAN |
|---|---|---|
| Gross margin | 50.29% | 62.65%● |
| Operating margin | 26.68%● | 20.17% |
| Net margin | 21.34%● | 16.63% |
| ROE | 17.54%● | 6.78% |
| ROIC | 10.68%● | -2.03% |
Dividends
| Metric | CINF | HBAN |
|---|---|---|
| Dividend yield | 2.09% | 3.68%● |
| Payout ratio | 23.40% | 43.97% |
Growth (annualized)
| Metric | CINF | HBAN |
|---|---|---|
| Revenue CAGR (5Y) | 5.55% | 20.75%● |
| EPS CAGR (5Y) | 15.01% | 15.04% |
| Total return CAGR (5Y) | 10.97%● | 9.69% |
Frequently asked
- Which is better, CINF or HBAN?
- It depends on your goal. value: CINF (lower P/E); growth: HBAN (faster 5Y revenue CAGR); income: HBAN (higher dividend yield); quality: CINF (higher ROIC). Across all compared metrics, CINF leads 7 to 6.
- Is CINF or HBAN cheaper?
- On trailing earnings, CINF is cheaper: CINF trades at a 9.73 P/E and HBAN at 12.97.
- Which has grown faster, CINF or HBAN?
- Over the past five years, HBAN grew revenue faster — CINF at a 5.55% CAGR versus HBAN at 20.75%.
- Does CINF or HBAN pay a bigger dividend?
- CINF yields 2.09% and HBAN yields 3.68% based on trailing dividends and the latest price.
- Is CINF or HBAN more profitable?
- CINF runs the higher net margin — CINF at 21.34% versus HBAN at 16.63%.
- Which has been the better investment, CINF or HBAN?
- Over the past 10-year, CINF delivered the higher annualized total return — CINF at 12.35% versus HBAN at 10.63%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cincinnati Financial P/E ratioHuntington Bancshares P/E ratioCincinnati Financial dividend yieldHuntington Bancshares dividend yieldCincinnati Financial ROEHuntington Bancshares ROECincinnati Financial operating marginHuntington Bancshares operating marginCincinnati Financial revenue growthHuntington Bancshares revenue growthCincinnati Financial free cash flowHuntington Bancshares free cash flow
Cincinnati Financial & Huntington Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 21, 2026.