Which has the lower trailing P/E, CFBK or RILYL?

RILYL has the lower trailing P/E: CFBK trades at 11.89 and RILYL at 0.72. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CFBK or RILYL?

Over the past five years, CFBK grew revenue faster — CFBK at a 5.88% CAGR versus RILYL at 4.32%.

Does CFBK or RILYL pay a bigger dividend?

CFBK pays a dividend (1.01% yield), while RILYL is a former payer with no current dividend run rate.

Is CFBK or RILYL more profitable?

RILYL runs the higher net margin — CFBK at 15.10% versus RILYL at 31.34%.

How have CFBK and RILYL total returns compared?

Over the past 5 years, CFBK delivered 12.98% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

CF Bankshares Inc. (CFBK) vs BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock (RILYL)

A side-by-side comparison of CF Bankshares Inc. and BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CFBK

CF Bankshares Inc.

$223M

$34.60Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

$BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock logo$

RILYL

BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock

$210M

$9.60Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

Total return — CFBK vs RILYL

growth of $100 · dividends reinvested · last 6y

CFBK +220.2% (+21.4%/yr)RILYL -38.5% (-7.8%/yr)CFBK compounded faster over this window

Log scale — wide-divergence pair

CFBK RILYL

CFBK vs RILYL: by the numbers

•CFBK is the larger company ($223M vs $210M market cap).
•RILYL trades at the lower trailing earnings multiple (0.72 vs 11.89 P/E), one valuation lens rather than an overall verdict.
•RILYL converts more revenue to profit (31.34% vs 15.10% net margin).
•CFBK grew revenue faster over the past five years (5.88% vs 4.32% CAGR).
•CFBK pays a dividend (1.01% yield), while RILYL is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	CFBK	RILYL
P/E ratio	11.89	0.72
Forward P/E	9.69	N/A
PEG ratio	N/A	0.14
P/S ratio	1.79	0.16
P/B ratio	1.15	1.48

Profitability

Metric	CFBK	RILYL
Gross margin	N/A	64.98%
Operating margin	18.20%	14.62%
Net margin	15.10%	31.34%
ROE	9.69%	289.61%

CF Bankshares Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CFBK	RILYL
Dividend yield	1.01%	N/A
Payout ratio	12.03%	N/A

Growth (annualized)

Metric	CFBK	RILYL
Revenue CAGR (5Y)	5.88%	4.32%
EPS CAGR (5Y)	-9.83%	4.59%
Total return CAGR (5Y)	12.98%	-12.64%

Frequently asked

Which has the lower trailing P/E, CFBK or RILYL?: RILYL has the lower trailing P/E: CFBK trades at 11.89 and RILYL at 0.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFBK or RILYL?: Over the past five years, CFBK grew revenue faster — CFBK at a 5.88% CAGR versus RILYL at 4.32%.
Does CFBK or RILYL pay a bigger dividend?: CFBK pays a dividend (1.01% yield), while RILYL is a former payer with no current dividend run rate.
Is CFBK or RILYL more profitable?: RILYL runs the higher net margin — CFBK at 15.10% versus RILYL at 31.34%.
How have CFBK and RILYL total returns compared?: Over the past 5 years, CFBK delivered 12.98% and RILYL delivered -12.64% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CFBK analysis Full RILYL analysis Interactive comparison tool

Dig into the metrics

CF Bankshares P/E ratio BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock P/E ratio CF Bankshares dividend yield CF Bankshares ROE BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock ROE CF Bankshares operating margin BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock operating margin CF Bankshares revenue growth BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock revenue growth

CF Bankshares & BRC Group Holdings, Inc. - Depositary Shares, each representing a 1/1000th fractional interest in a share of Series B Cumulative Perpetual Preferred Stock appear in these rankings

Highest ROE Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.