Which has the lower trailing P/E, CFBK or HRZN?

CFBK has the lower trailing P/E: CFBK trades at 11.84 and HRZN at 13.12. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CFBK or HRZN?

Over the past five years, HRZN grew revenue faster — CFBK at a 5.88% CAGR versus HRZN at 32.13%.

Does CFBK or HRZN pay a bigger dividend?

CFBK yields 1.01% and HRZN yields 24.24% based on trailing dividends and the latest price.

Is CFBK or HRZN more profitable?

CFBK runs the higher net margin — CFBK at 15.10% versus HRZN at 4.62%.

How have CFBK and HRZN total returns compared?

Over the past 10 years, CFBK delivered 17.13% and HRZN delivered 0.99% annualized total return. Past performance doesn't predict future results.

CF Bankshares Inc. (CFBK) vs Horizon Technology Finance Corporation (HRZN)

A side-by-side comparison of CF Bankshares Inc. and Horizon Technology Finance Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CFBK

CF Bankshares Inc.

$222M

$34.45Financial ServicesDelayed quote: Oct 6, 2026, 1:05 PM EDT

HRZN

Horizon Technology Finance Corporation

$229M

$4.58Financial ServicesDelayed quote: Oct 6, 2026, 1:00 PM EDT

Total return — CFBK vs HRZN

growth of $100 · dividends reinvested · last 10y

CFBK +379.1% (+17.0%/yr)HRZN +11.2% (+1.1%/yr)CFBK compounded faster over this window

CFBK HRZN

CFBK vs HRZN: by the numbers

•HRZN is the larger company ($229M vs $222M market cap).
•CFBK trades at the lower trailing earnings multiple (11.84 vs 13.12 P/E), one valuation lens rather than an overall verdict.
•CFBK converts more revenue to profit (15.10% vs 4.62% net margin).
•HRZN grew revenue faster over the past five years (32.13% vs 5.88% CAGR).
•HRZN pays the higher dividend yield (24.24% vs 1.01%).

Metrics side by side

Valuation

Metric	CFBK	HRZN
P/E ratio	11.84	13.12
Forward P/E	9.65	6.78
P/S ratio	1.78	2.09
P/B ratio	1.14	0.55

Profitability

Metric	CFBK	HRZN
Gross margin	N/A	18.03%
Operating margin	18.20%	-3.99%
Net margin	15.10%	4.62%
ROE	9.69%	1.21%

CF Bankshares Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CFBK	HRZN
Dividend yield	1.01%	24.24%
Payout ratio	12.03%	318.33%

Growth (annualized)

Metric	CFBK	HRZN
Revenue CAGR (5Y)	5.88%	32.13%
EPS CAGR (5Y)	-9.83%	N/A
Total return CAGR (5Y)	12.98%	-11.36%

Frequently asked

Which has the lower trailing P/E, CFBK or HRZN?: CFBK has the lower trailing P/E: CFBK trades at 11.84 and HRZN at 13.12. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CFBK or HRZN?: Over the past five years, HRZN grew revenue faster — CFBK at a 5.88% CAGR versus HRZN at 32.13%.
Does CFBK or HRZN pay a bigger dividend?: CFBK yields 1.01% and HRZN yields 24.24% based on trailing dividends and the latest price.
Is CFBK or HRZN more profitable?: CFBK runs the higher net margin — CFBK at 15.10% versus HRZN at 4.62%.
How have CFBK and HRZN total returns compared?: Over the past 10 years, CFBK delivered 17.13% and HRZN delivered 0.99% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CFBK analysis Full HRZN analysis Interactive comparison tool

Dig into the metrics

CF Bankshares P/E ratio Horizon Technology Finance P/E ratio CF Bankshares dividend yield Horizon Technology Finance dividend yield CF Bankshares ROE Horizon Technology Finance ROE CF Bankshares operating margin Horizon Technology Finance operating margin CF Bankshares revenue growth Horizon Technology Finance revenue growth

CF Bankshares & Horizon Technology Finance appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.