Which has the lower trailing P/E, CBNK or ROOT?

CBNK has the lower trailing P/E: CBNK trades at 11.64 and ROOT at 14.00. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, CBNK or ROOT?

Over the past five years, ROOT grew revenue faster — CBNK at a 10.99% CAGR versus ROOT at 43.26%.

Does CBNK or ROOT pay a bigger dividend?

CBNK pays a dividend (1.25% yield), while ROOT has no payments in the available dividend history.

Is CBNK or ROOT more profitable?

CBNK runs the higher net margin — CBNK at 19.26% versus ROOT at 3.90%.

How have CBNK and ROOT total returns compared?

Over the past 5 years, CBNK delivered 11.49% and ROOT delivered -11.85% annualized total return. Past performance doesn't predict future results.

Capital Bancorp, Inc. (CBNK) vs Root, Inc. (ROOT)

A side-by-side comparison of Capital Bancorp, Inc. and Root, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

CBNK

Capital Bancorp, Inc.

$645M

$39.59Financial ServicesDelayed quote: Oct 6, 2026, 4:00 PM EDT

ROOT

Root, Inc.

$662M

$47.18Financial ServicesDelayed quote: Oct 6, 2026, 3:55 PM EDT

Total return — CBNK vs ROOT

growth of $100 · dividends reinvested · last 6y

CBNK +320.4% (+27.0%/yr)ROOT -90.2% (-32.1%/yr)CBNK compounded faster over this window

Log scale — wide-divergence pair

CBNK ROOT

CBNK vs ROOT: by the numbers

•ROOT is the larger company ($662M vs $645M market cap).
•CBNK trades at the lower trailing earnings multiple (11.64 vs 14.00 P/E), one valuation lens rather than an overall verdict.
•CBNK converts more revenue to profit (19.26% vs 3.90% net margin).
•ROOT grew revenue faster over the past five years (43.26% vs 10.99% CAGR).
•CBNK pays a dividend (1.25% yield), while ROOT has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	CBNK	ROOT
P/E ratio	11.64	14.00
Forward P/E	11.38	10.53
PEG ratio	0.92	N/A
P/S ratio	2.20	0.42
P/B ratio	1.53	2.02

Profitability

Metric	CBNK	ROOT
Operating margin	15.76%	3.96%
Net margin	19.26%	3.90%
ROE	13.35%	18.66%

Capital Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Root, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	CBNK	ROOT
Dividend yield	1.25%	N/A
Payout ratio	14.71%	N/A

Growth (annualized)

Metric	CBNK	ROOT
Revenue CAGR (5Y)	10.99%	43.26%
EPS CAGR (5Y)	13.03%	N/A
Total return CAGR (5Y)	11.49%	-11.85%

Frequently asked

Which has the lower trailing P/E, CBNK or ROOT?: CBNK has the lower trailing P/E: CBNK trades at 11.64 and ROOT at 14.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CBNK or ROOT?: Over the past five years, ROOT grew revenue faster — CBNK at a 10.99% CAGR versus ROOT at 43.26%.
Does CBNK or ROOT pay a bigger dividend?: CBNK pays a dividend (1.25% yield), while ROOT has no payments in the available dividend history.
Is CBNK or ROOT more profitable?: CBNK runs the higher net margin — CBNK at 19.26% versus ROOT at 3.90%.
How have CBNK and ROOT total returns compared?: Over the past 5 years, CBNK delivered 11.49% and ROOT delivered -11.85% annualized total return. Past performance doesn't predict future results.

Go deeper

Full CBNK analysis Full ROOT analysis Interactive comparison tool

Dig into the metrics

Capital Bancorp P/E ratio Root P/E ratio Capital Bancorp dividend yield Capital Bancorp ROE Root ROE Capital Bancorp operating margin Root operating margin Capital Bancorp revenue growth Root revenue growth

Capital Bancorp & Root appear in these rankings

Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.