Chubb Limited (CB) vs U.S. Bancorp (USB)
USB leads on 7 of 13 compared metrics, though CB is the cheaper stock.
A side-by-side comparison of Chubb Limited and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).
Total return — CB vs USB
growth of $100 · last 30yCB +2093.4%USB +691.1%CB compounded faster
CB USB
CB vs USB: by the numbers
- •CB is the larger company ($127.27B vs $91.49B market cap).
- •CB trades at the lower earnings multiple (11.59 vs 12.38 P/E).
- •CB converts more revenue to profit (18.48% vs 18.02% net margin).
- •USB grew revenue faster over the past five years (12.25% vs 9.76% CAGR).
- •USB pays the higher dividend yield (3.50% vs 1.20%).
Which is better, CB or USB?
Metric tally: CB 6 · USB 7It depends on what you're optimizing for:
ValueCB(lower P/E)
GrowthUSB(faster 5Y revenue CAGR)
IncomeUSB(higher dividend yield)
QualityCB(higher ROIC)
Metrics side by side
Valuation
| Metric | CB | USB |
|---|---|---|
| P/E ratio | 11.59● | 12.38 |
| Forward P/E | 12.11 | 11.56● |
| P/S ratio | 2.12 | 2.11 |
| P/B ratio | 1.75 | 1.39● |
| PEG ratio | 0.93 | 0.50● |
Profitability
| Metric | CB | USB |
|---|---|---|
| Gross margin | 35.20% | 62.81%● |
| Operating margin | 18.61% | 23.18%● |
| Net margin | 18.48%● | 18.02% |
| ROE | 15.31%● | 11.87% |
| ROIC | 7.95%● | 4.46% |
Dividends
| Metric | CB | USB |
|---|---|---|
| Dividend yield | 1.20% | 3.50%● |
| Payout ratio | 15.17% | 44.59% |
Growth (annualized)
| Metric | CB | USB |
|---|---|---|
| Revenue CAGR (5Y) | 9.76% | 12.25%● |
| EPS CAGR (5Y) | 27.08%● | 8.59% |
| Total return CAGR (5Y) | 16.27%● | 4.33% |
Frequently asked
- Which is better, CB or USB?
- It depends on your goal. value: CB (lower P/E); growth: USB (faster 5Y revenue CAGR); income: USB (higher dividend yield); quality: CB (higher ROIC). Across all compared metrics, USB leads 7 to 6.
- Is CB or USB cheaper?
- On trailing earnings, CB is cheaper: CB trades at a 11.59 P/E and USB at 12.38.
- Which has grown faster, CB or USB?
- Over the past five years, USB grew revenue faster — CB at a 9.76% CAGR versus USB at 12.25%.
- Does CB or USB pay a bigger dividend?
- CB yields 1.20% and USB yields 3.50% based on trailing dividends and the latest price.
- Is CB or USB more profitable?
- CB runs the higher net margin — CB at 18.48% versus USB at 18.02%.
- Which has been the better investment, CB or USB?
- Over the past 10-year, CB delivered the higher annualized total return — CB at 12.13% versus USB at 7.29%. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Chubb P/E ratioU.S. Bancorp P/E ratioChubb dividend yieldU.S. Bancorp dividend yieldChubb ROEU.S. Bancorp ROEChubb operating marginU.S. Bancorp operating marginChubb revenue growthU.S. Bancorp revenue growthChubb free cash flowU.S. Bancorp free cash flow
Chubb & U.S. Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.