Chubb Limited (CB) vs U.S. Bancorp (USB)

A side-by-side comparison of Chubb Limited and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 3, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnCB vs USB

growth of $100 · dividends reinvested · last 30y
CB +4302.1%USB +1884.3%CB compounded faster
01k2k3k4kStart $100200120062011201620212026$4,402$1,984
CB USB

CB vs USB: by the numbers

  • CB is the larger company ($134.37B vs $99.59B market cap).
  • CB trades at the lower trailing earnings multiple (12.35 vs 12.60 P/E), one valuation lens rather than an overall verdict.
  • USB converts more revenue to profit (18.69% vs 18.06% net margin).
  • USB grew revenue faster over the past five years (12.72% vs 9.72% CAGR).
  • USB pays the higher dividend yield (3.30% vs 1.12%).

Metrics side by side

Valuation

MetricCBUSB
P/E ratio12.3512.60
Forward P/E12.6812.08
P/S ratio2.222.24
P/B ratio1.831.45
PEG ratio0.930.53

Profitability

MetricCBUSB
Gross margin29.45%63.78%
Operating margin18.19%23.95%
Net margin18.06%18.69%
ROE14.88%12.12%
ROIC7.95%4.46%

Dividends

MetricCBUSB
Dividend yield1.12%3.30%
Payout ratio15.17%45.02%

Growth (annualized)

MetricCBUSB
Revenue CAGR (5Y)9.72%12.72%
EPS CAGR (5Y)27.08%8.59%
Total return CAGR (5Y)17.47%7.10%

Frequently asked

Which has the lower trailing P/E, CB or USB?
CB has the lower trailing P/E: CB trades at 12.35 and USB at 12.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CB or USB?
Over the past five years, USB grew revenue faster — CB at a 9.72% CAGR versus USB at 12.72%.
Does CB or USB pay a bigger dividend?
CB yields 1.12% and USB yields 3.30% based on trailing dividends and the latest price.
Is CB or USB more profitable?
USB runs the higher net margin — CB at 18.06% versus USB at 18.69%.
How have CB and USB total returns compared?
Over the past 10 years, CB delivered 12.87% and USB delivered 7.97% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 3, 2026.