Chubb Limited (CB) vs U.S. Bancorp (USB)
A side-by-side comparison of Chubb Limited and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 3, 2026. Differences are shown without an overall score or investment verdict.
CB
Chubb Limited
$348.28Financial ServicesDelayed quote: Aug 3, 2026, 3:59 PM EDT
USB
U.S. Bancorp
$63.94Financial ServicesDelayed quote: Aug 3, 2026, 3:59 PM EDT
Total return — CB vs USB
growth of $100 · dividends reinvested · last 30yCB +4302.1%USB +1884.3%CB compounded faster
CB USB
CB vs USB: by the numbers
- •CB is the larger company ($134.37B vs $99.59B market cap).
- •CB trades at the lower trailing earnings multiple (12.35 vs 12.60 P/E), one valuation lens rather than an overall verdict.
- •USB converts more revenue to profit (18.69% vs 18.06% net margin).
- •USB grew revenue faster over the past five years (12.72% vs 9.72% CAGR).
- •USB pays the higher dividend yield (3.30% vs 1.12%).
Metrics side by side
Valuation
| Metric | CB | USB |
|---|---|---|
| P/E ratio | 12.35 | 12.60 |
| Forward P/E | 12.68 | 12.08 |
| P/S ratio | 2.22 | 2.24 |
| P/B ratio | 1.83 | 1.45 |
| PEG ratio | 0.93 | 0.53 |
Profitability
| Metric | CB | USB |
|---|---|---|
| Gross margin | 29.45% | 63.78% |
| Operating margin | 18.19% | 23.95% |
| Net margin | 18.06% | 18.69% |
| ROE | 14.88% | 12.12% |
| ROIC | 7.95% | 4.46% |
Dividends
| Metric | CB | USB |
|---|---|---|
| Dividend yield | 1.12% | 3.30% |
| Payout ratio | 15.17% | 45.02% |
Growth (annualized)
| Metric | CB | USB |
|---|---|---|
| Revenue CAGR (5Y) | 9.72% | 12.72% |
| EPS CAGR (5Y) | 27.08% | 8.59% |
| Total return CAGR (5Y) | 17.47% | 7.10% |
Frequently asked
- Which has the lower trailing P/E, CB or USB?
- CB has the lower trailing P/E: CB trades at 12.35 and USB at 12.60. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CB or USB?
- Over the past five years, USB grew revenue faster — CB at a 9.72% CAGR versus USB at 12.72%.
- Does CB or USB pay a bigger dividend?
- CB yields 1.12% and USB yields 3.30% based on trailing dividends and the latest price.
- Is CB or USB more profitable?
- USB runs the higher net margin — CB at 18.06% versus USB at 18.69%.
- How have CB and USB total returns compared?
- Over the past 10 years, CB delivered 12.87% and USB delivered 7.97% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Chubb P/E ratioU.S. Bancorp P/E ratioChubb dividend yieldU.S. Bancorp dividend yieldChubb ROEU.S. Bancorp ROEChubb operating marginU.S. Bancorp operating marginChubb revenue growthU.S. Bancorp revenue growthChubb free cash flowU.S. Bancorp free cash flow
Chubb & U.S. Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 3, 2026.