Chubb Limited (CB) vs U.S. Bancorp (USB)

USB leads on 7 of 13 compared metrics, though CB is the cheaper stock.

A side-by-side comparison of Chubb Limited and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 14, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Total return — CB vs USB

growth of $100 · last 30y
CB +2093.4%USB +691.1%CB compounded faster
05001k2k2kStart $100200120062011201620212026$2,193$791
CB USB

CB vs USB: by the numbers

  • CB is the larger company ($127.27B vs $91.49B market cap).
  • CB trades at the lower earnings multiple (11.59 vs 12.38 P/E).
  • CB converts more revenue to profit (18.48% vs 18.02% net margin).
  • USB grew revenue faster over the past five years (12.25% vs 9.76% CAGR).
  • USB pays the higher dividend yield (3.50% vs 1.20%).

Which is better, CB or USB?

Metric tally: CB 6 · USB 7

It depends on what you're optimizing for:

ValueCB(lower P/E)
GrowthUSB(faster 5Y revenue CAGR)
IncomeUSB(higher dividend yield)
QualityCB(higher ROIC)

Metrics side by side

Valuation

MetricCBUSB
P/E ratio11.5912.38
Forward P/E12.1111.56
P/S ratio2.122.11
P/B ratio1.751.39
PEG ratio0.930.50

Profitability

MetricCBUSB
Gross margin35.20%62.81%
Operating margin18.61%23.18%
Net margin18.48%18.02%
ROE15.31%11.87%
ROIC7.95%4.46%

Dividends

MetricCBUSB
Dividend yield1.20%3.50%
Payout ratio15.17%44.59%

Growth (annualized)

MetricCBUSB
Revenue CAGR (5Y)9.76%12.25%
EPS CAGR (5Y)27.08%8.59%
Total return CAGR (5Y)16.27%4.33%

Frequently asked

Which is better, CB or USB?
It depends on your goal. value: CB (lower P/E); growth: USB (faster 5Y revenue CAGR); income: USB (higher dividend yield); quality: CB (higher ROIC). Across all compared metrics, USB leads 7 to 6.
Is CB or USB cheaper?
On trailing earnings, CB is cheaper: CB trades at a 11.59 P/E and USB at 12.38.
Which has grown faster, CB or USB?
Over the past five years, USB grew revenue faster — CB at a 9.76% CAGR versus USB at 12.25%.
Does CB or USB pay a bigger dividend?
CB yields 1.20% and USB yields 3.50% based on trailing dividends and the latest price.
Is CB or USB more profitable?
CB runs the higher net margin — CB at 18.48% versus USB at 18.02%.
Which has been the better investment, CB or USB?
Over the past 10-year, CB delivered the higher annualized total return — CB at 12.13% versus USB at 7.29%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 14, 2026.