Cathay General Bancorp (CATY) vs Texas Capital Bancshares, Inc. (TCBI)
A side-by-side comparison of Cathay General Bancorp and Texas Capital Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — CATY vs TCBI
growth of $100 · dividends reinvested · last 10yCATY vs TCBI: by the numbers
- •TCBI is the larger company ($4.04B vs $4.03B market cap).
- •CATY trades at the lower trailing earnings multiple (11.75 vs 12.18 P/E), one valuation lens rather than an overall verdict.
- •CATY converts more revenue to profit (24.97% vs 18.58% net margin).
- •CATY grew revenue faster over the past five years (14.32% vs 12.88% CAGR).
- •CATY pays the higher dividend yield (2.45% vs 0.43%).
Metrics side by side
Valuation
| Metric | CATY | TCBI |
|---|---|---|
| P/E ratio | 11.75 | 12.18 |
| Forward P/E | 10.79 | 12.62 |
| PEG ratio | 1.22 | 0.28 |
| P/S ratio | 2.90 | 2.06 |
| P/B ratio | 1.32 | 1.21 |
Profitability
| Metric | CATY | TCBI |
|---|---|---|
| Operating margin | 33.16% | 24.85% |
| Net margin | 24.97% | 18.58% |
| ROE | 11.40% | 10.00% |
Cathay General Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Texas Capital Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | CATY | TCBI |
|---|---|---|
| Dividend yield | 2.45% | 0.43% |
| Payout ratio | 28.91% | 5.24% |
Growth (annualized)
| Metric | CATY | TCBI |
|---|---|---|
| Revenue CAGR (5Y) | 14.32% | 12.88% |
| EPS CAGR (5Y) | 9.68% | 43.74% |
| Total return CAGR (5Y) | 10.99% | 8.68% |
Frequently asked
- Which has the lower trailing P/E, CATY or TCBI?
- CATY has the lower trailing P/E: CATY trades at 11.75 and TCBI at 12.18. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, CATY or TCBI?
- Over the past five years, CATY grew revenue faster — CATY at a 14.32% CAGR versus TCBI at 12.88%.
- Does CATY or TCBI pay a bigger dividend?
- CATY yields 2.45% and TCBI yields 0.43% based on trailing dividends and the latest price.
- Is CATY or TCBI more profitable?
- CATY runs the higher net margin — CATY at 24.97% versus TCBI at 18.58%.
- How have CATY and TCBI total returns compared?
- Over the past 10 years, CATY delivered 10.27% and TCBI delivered 5.03% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Cathay General Bancorp & Texas Capital Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.