Carter Bankshares, Inc. (CARE) vs Carlyle Secured Lending, Inc. (CGBD)

A side-by-side comparison of Carter Bankshares, Inc. and Carlyle Secured Lending, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — CARE vs CGBD

growth of $100 · dividends reinvested · last 9y
CARE +102.4% (+8.2%/yr)CGBD +85.9% (+7.1%/yr)CARE compounded faster over this window
50100150200250Start $1002019202120232025$202$186
CARE CGBD

CARE vs CGBD: by the numbers

  • •CGBD is the larger company ($735M vs $680M market cap).
  • •CARE trades at the lower trailing earnings multiple (5.22 vs 20.74 P/E), one valuation lens rather than an overall verdict.
  • •CARE converts more revenue to profit (36.89% vs 15.53% net margin).
  • •CARE grew revenue faster over the past five years (17.25% vs 4.70% CAGR).
  • •CGBD pays the higher dividend yield (14.68% vs 0.65%).

Metrics side by side

Valuation

MetricCARECGBD
P/E ratio5.2220.74
Forward P/E5.087.50
PEG ratioN/A0.32
P/S ratio1.953.08
P/B ratio1.260.68

Profitability

MetricCARECGBD
Gross marginN/A70.90%
Operating margin15.71%86.18%
Net margin36.89%15.53%
ROE23.85%3.43%

Carter Bankshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricCARECGBD
Dividend yield0.65%14.68%
Payout ratio3.40%304.10%

Growth (annualized)

MetricCARECGBD
Revenue CAGR (5Y)17.25%4.70%
EPS CAGR (5Y)N/A66.10%
Total return CAGR (5Y)15.68%7.44%

Frequently asked

Which has the lower trailing P/E, CARE or CGBD?
CARE has the lower trailing P/E: CARE trades at 5.22 and CGBD at 20.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, CARE or CGBD?
Over the past five years, CARE grew revenue faster — CARE at a 17.25% CAGR versus CGBD at 4.70%.
Does CARE or CGBD pay a bigger dividend?
CARE yields 0.65% and CGBD yields 14.68% based on trailing dividends and the latest price.
Is CARE or CGBD more profitable?
CARE runs the higher net margin — CARE at 36.89% versus CGBD at 15.53%.
How have CARE and CGBD total returns compared?
Over the past 5 years, CARE delivered 15.68% and CGBD delivered 7.44% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.