Which has grown faster, C or LU?

Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus LU at -6.44%.

Does C or LU pay a bigger dividend?

C pays a dividend (1.72% yield) while LU does not currently pay one.

Is C or LU more profitable?

C runs the higher net margin — C at 9.34% versus LU at -10.59%.

Which has been the better investment, C or LU?

Over the past 5-year, C delivered the higher annualized total return — C at 15.70% versus LU at -40.92%. Past performance doesn't predict future results.

Citigroup Inc. (C) vs Lufax Holding Ltd (LU)

C leads on 9 of 12 compared metrics.

A side-by-side comparison of Citigroup Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Citigroup Inc.

$238.49B

$139.83Financial Services

Lufax Holding Ltd

$558M

$1.33Financial Services

Total return — C vs LU

growth of $100 · last 6y

C +237.6%LU -97.4%C compounded faster

Log scale — wide-divergence pair

C LU

C vs LU: by the numbers

•C is the larger company ($238.49B vs $558M market cap).
•C is profitable (9.34% net margin) while LU runs a net loss (-10.59%).
•C grew revenue faster over the past five years (15.26% vs -6.44% CAGR).
•C pays a dividend (1.72% yield) while LU does not currently pay one.

Which is better, C or LU?

Metric tally: C 9 · LU 3

It depends on what you're optimizing for:

GrowthC(faster 5Y revenue CAGR)

QualityC(higher ROIC)

Valuation

Metric	C	LU
P/E ratio	17.33	—
Forward P/E	11.19	—
P/S ratio	1.45	0.09●
P/B ratio	1.18	0.05●
PEG ratio	0.75	—
EV / EBITDA	40.38●	72.98
FCF yield	—	312.50%

Profitability

Metric	C	LU
Gross margin	45.48%●	41.96%
Operating margin	12.79%●	-4.31%
Net margin	9.34%●	-10.59%
ROE	7.58%●	-4.14%
ROIC	0.95%●	-0.21%

Dividends

Metric	C	LU
Dividend yield	1.72%	—
Payout ratio	33.20%	—

Growth (annualized)

Metric	C	LU
Revenue CAGR (5Y)	15.26%●	-6.44%
EPS CAGR (5Y)	8.77%●	-43.16%
FCF CAGR (5Y)	-5.16%	24.09%●
Total return CAGR (5Y)	16.79%●	-40.92%

Frequently asked

Which is better, C or LU?: It depends on your goal. growth: C (faster 5Y revenue CAGR); quality: C (higher ROIC). Across all compared metrics, C leads 9 to 3.
Which has grown faster, C or LU?: Over the past five years, C grew revenue faster — C at a 15.26% CAGR versus LU at -6.44%.
Does C or LU pay a bigger dividend?: C pays a dividend (1.72% yield) while LU does not currently pay one.
Is C or LU more profitable?: C runs the higher net margin — C at 9.34% versus LU at -10.59%.
Which has been the better investment, C or LU?: Over the past 5-year, C delivered the higher annualized total return — C at 15.70% versus LU at -40.92%. Past performance doesn't predict future results.

Go deeper

Full C analysis Full LU analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Lufax P/E ratio Citigroup dividend yield Lufax dividend yield Citigroup ROE Lufax ROE Citigroup operating margin Lufax operating margin Citigroup revenue growth Lufax revenue growth Citigroup free cash flow Lufax free cash flow

Citigroup & Lufax appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks Largest Companies by Market Cap

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.