Which has the lower trailing P/E, C or COF?

COF has the lower trailing P/E: C trades at 14.22 and COF at 13.48. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, C or COF?

Over the past five years, COF grew revenue faster — C at a 13.75% CAGR versus COF at 20.29%.

Does C or COF pay a bigger dividend?

C yields 1.88% and COF yields 1.38% based on trailing dividends and the latest price.

Is C or COF more profitable?

COF runs the higher net margin — C at 11.59% versus COF at 13.38%.

How have C and COF total returns compared?

Over the past 10 years, C delivered 14.35% and COF delivered 14.21% annualized total return. Past performance doesn't predict future results.

Citigroup Inc. (C) vs Capital One Financial Corporation (COF)

A side-by-side comparison of Citigroup Inc. and Capital One Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 23, 2026. Differences are shown without an overall score or investment verdict.

Citigroup Inc.

$225.77B

$131.65Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

COF

Capital One Financial Corporation

$133.68B

$217.91Financial ServicesAt close: Aug 21, 2026, 4:00 PM ET

Total return — C vs COF

growth of $100 · dividends reinvested · last 10y

C +282.6% (+14.4%/yr)COF +274.7% (+14.1%/yr)C compounded faster over this window

C COF

C vs COF: by the numbers

•C is the larger company ($225.77B vs $133.68B market cap).
•COF trades at the lower trailing earnings multiple (13.48 vs 14.22 P/E), one valuation lens rather than an overall verdict.
•COF converts more revenue to profit (13.38% vs 11.59% net margin).
•COF grew revenue faster over the past five years (20.29% vs 13.75% CAGR).
•C pays the higher dividend yield (1.88% vs 1.38%).

Metrics side by side

Valuation

Metric	C	COF
P/E ratio	14.22	13.48
Forward P/E	11.76	10.66
P/S ratio	1.49	1.72
P/B ratio	1.08	1.19

Profitability

Metric	C	COF
Gross margin	44.55%	47.33%
Operating margin	16.09%	3.29%
Net margin	11.59%	13.38%
ROE	8.40%	9.24%

Dividends

Metric	C	COF
Dividend yield	1.88%	1.38%
Payout ratio	34.16%	74.44%

Growth (annualized)

Metric	C	COF
Revenue CAGR (5Y)	13.75%	20.29%
EPS CAGR (5Y)	8.77%	-4.93%
Total return CAGR (5Y)	17.31%	7.18%

Frequently asked

Which has the lower trailing P/E, C or COF?: COF has the lower trailing P/E: C trades at 14.22 and COF at 13.48. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, C or COF?: Over the past five years, COF grew revenue faster — C at a 13.75% CAGR versus COF at 20.29%.
Does C or COF pay a bigger dividend?: C yields 1.88% and COF yields 1.38% based on trailing dividends and the latest price.
Is C or COF more profitable?: COF runs the higher net margin — C at 11.59% versus COF at 13.38%.
How have C and COF total returns compared?: Over the past 10 years, C delivered 14.35% and COF delivered 14.21% annualized total return. Past performance doesn't predict future results.

Go deeper

Full C analysis Full COF analysis Interactive comparison tool

Dig into the metrics

Citigroup P/E ratio Capital One Financial P/E ratio Citigroup dividend yield Capital One Financial dividend yield Citigroup ROE Capital One Financial ROE Citigroup operating margin Capital One Financial operating margin Citigroup revenue growth Capital One Financial revenue growth

Citigroup & Capital One Financial appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks Highest 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 23, 2026.