Broadway Financial Corp. (BYFC) vs Provident Financial Holdings, Inc. (PROV)
A side-by-side comparison of Broadway Financial Corp. and Provident Financial Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BYFC vs PROV
growth of $100 · dividends reinvested · last 10yBYFC vs PROV: by the numbers
- •PROV is the larger company ($115M vs $109M market cap).
- •PROV is profitable (11.16% net margin) while BYFC runs a net loss (-29.33%).
- •BYFC grew revenue faster over the past five years (25.77% vs 8.43% CAGR).
- •PROV pays a dividend (3.05% yield), while BYFC is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | BYFC | PROV |
|---|---|---|
| P/E ratio | N/A | 17.95 |
| Forward P/E | N/A | 13.61 |
| PEG ratio | N/A | 30.43 |
| P/S ratio | 1.57 | 1.92 |
| P/B ratio | 0.97 | 0.91 |
Profitability
| Metric | BYFC | PROV |
|---|---|---|
| Operating margin | -38.82% | 16.16% |
| Net margin | -29.33% | 11.16% |
| ROE | -7.74% | 5.27% |
Broadway Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Provident Financial Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BYFC | PROV |
|---|---|---|
| Dividend yield | N/A | 3.05% |
| Payout ratio | N/A | 54.90% |
Growth (annualized)
| Metric | BYFC | PROV |
|---|---|---|
| Revenue CAGR (5Y) | 25.77% | 8.43% |
| EPS CAGR (5Y) | N/A | 0.59% |
| Total return CAGR (5Y) | -14.58% | 5.47% |
Frequently asked
- Which has grown faster, BYFC or PROV?
- Over the past five years, BYFC grew revenue faster — BYFC at a 25.77% CAGR versus PROV at 8.43%.
- Does BYFC or PROV pay a bigger dividend?
- PROV pays a dividend (3.05% yield), while BYFC is a former payer with no current dividend run rate.
- Is BYFC or PROV more profitable?
- PROV runs the higher net margin — BYFC at -29.33% versus PROV at 11.16%.
- How have BYFC and PROV total returns compared?
- Over the past 10 years, BYFC delivered -1.51% and PROV delivered 2.94% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Broadway Financial & Provident Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.