Bit Digital, Inc. (BTBT) vs Unity Bancorp, Inc. (UNTY)

A side-by-side comparison of Bit Digital, Inc. and Unity Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BTBT vs UNTY

growth of $100 · dividends reinvested · last 9y
BTBT -66.7% (-11.5%/yr)UNTY +176.6% (+12.0%/yr)UNTY compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $1002020202220242026$33$277
BTBT UNTY

BTBT vs UNTY: by the numbers

  • •UNTY is the larger company ($555M vs $531M market cap).
  • •UNTY is profitable (27.99% net margin) while BTBT runs a net loss (-237.19%).
  • •UNTY grew revenue faster over the past five years (17.49% vs 5.80% CAGR).
  • •UNTY pays a dividend (1.16% yield), while BTBT has no payments in the available dividend history.

Metrics side by side

Valuation

MetricBTBTUNTY
P/E ratioN/A9.62
Forward P/EN/A9.45
PEG ratioN/A0.46
P/S ratio4.322.65
P/B ratio1.341.49

Profitability

MetricBTBTUNTY
Gross margin21.45%N/A
Operating margin-49.85%37.00%
Net margin-237.19%27.99%
ROE-73.73%15.77%

Unity Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBTBTUNTY
Dividend yieldN/A1.16%
Payout ratioN/A11.13%

Growth (annualized)

MetricBTBTUNTY
Revenue CAGR (5Y)5.80%17.49%
EPS CAGR (5Y)N/A21.20%
Total return CAGR (5Y)-31.69%20.32%

Frequently asked

Which has grown faster, BTBT or UNTY?
Over the past five years, UNTY grew revenue faster — BTBT at a 5.80% CAGR versus UNTY at 17.49%.
Does BTBT or UNTY pay a bigger dividend?
UNTY pays a dividend (1.16% yield), while BTBT has no payments in the available dividend history.
Is BTBT or UNTY more profitable?
UNTY runs the higher net margin — BTBT at -237.19% versus UNTY at 27.99%.
How have BTBT and UNTY total returns compared?
Over the past 5 years, BTBT delivered -31.69% and UNTY delivered 20.32% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.