Bogota Financial Corp. (BSBK) vs Patriot National Bancorp, Inc. (PNBK)

A side-by-side comparison of Bogota Financial Corp. and Patriot National Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BSBK vs PNBK

growth of $100 · dividends reinvested · last 7y
BSBK -21.7% (-3.4%/yr)PNBK -92.9% (-31.4%/yr)BSBK compounded faster over this window
Log scale — wide-divergence pair
1101001kStart $100202120222023202420252026$78$7
BSBK PNBK

BSBK vs PNBK: by the numbers

  • •BSBK is the larger company ($117M vs $109M market cap).
  • •BSBK is profitable (5.99% net margin) while PNBK runs a net loss (-9.77%).
  • •PNBK grew revenue faster over the past five years (13.42% vs 11.45% CAGR).

Metrics side by side

Valuation

MetricBSBKPNBK
P/E ratio43.43N/A
P/S ratio2.711.63
P/B ratio0.831.22

Profitability

MetricBSBKPNBK
Operating margin6.85%-21.75%
Net margin5.99%-9.77%
ROE1.82%-7.36%

Bogota Financial Corp.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Patriot National Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

MetricBSBKPNBK
Revenue CAGR (5Y)11.45%13.42%
EPS CAGR (5Y)0.00%N/A
Total return CAGR (5Y)-2.60%-37.57%

Frequently asked

Which has grown faster, BSBK or PNBK?
Over the past five years, PNBK grew revenue faster — BSBK at a 11.45% CAGR versus PNBK at 13.42%.
Is BSBK or PNBK more profitable?
BSBK runs the higher net margin — BSBK at 5.99% versus PNBK at -9.77%.
How have BSBK and PNBK total returns compared?
Over the past 5 years, BSBK delivered -2.60% and PNBK delivered -37.57% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.