The Bank of New York Mellon Corporation (BK) vs U.S. Bancorp (USB)

A side-by-side comparison of The Bank of New York Mellon Corporation and U.S. Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 10, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total returnBK vs USB

growth of $100 · dividends reinvested · last 10y
BK +399.9% (+17.5%/yr)USB +122.8% (+8.3%/yr)BK compounded faster over this window
100200300400500Start $10020182020202220242026$500$223
BK USB

BK vs USB: by the numbers

  • USB is the larger company ($99.60B vs $97.40B market cap).
  • USB trades at the lower trailing earnings multiple (12.79 vs 17.82 P/E), one valuation lens rather than an overall verdict.
  • USB converts more revenue to profit (18.69% vs 17.50% net margin).
  • BK grew revenue faster over the past five years (18.20% vs 12.72% CAGR).
  • USB pays the higher dividend yield (3.25% vs 1.54%).

Metrics side by side

Valuation

MetricBKUSB
P/E ratio17.8212.79
Forward P/E16.3812.26
P/S ratio2.472.27
P/B ratio2.241.47

Profitability

MetricBKUSB
Gross margin48.94%63.78%
Operating margin22.17%23.95%
Net margin17.50%18.69%
ROE14.10%12.12%
ROIC6.38%4.46%

Dividends

MetricBKUSB
Dividend yield1.54%3.25%
Payout ratio29.76%45.02%

Growth (annualized)

MetricBKUSB
Revenue CAGR (5Y)18.20%12.72%
EPS CAGR (5Y)14.21%8.59%
Total return CAGR (5Y)26.48%6.86%

Frequently asked

Which has the lower trailing P/E, BK or USB?
USB has the lower trailing P/E: BK trades at 17.82 and USB at 12.79. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BK or USB?
Over the past five years, BK grew revenue faster — BK at a 18.20% CAGR versus USB at 12.72%.
Does BK or USB pay a bigger dividend?
BK yields 1.54% and USB yields 3.25% based on trailing dividends and the latest price.
Is BK or USB more profitable?
USB runs the higher net margin — BK at 17.50% versus USB at 18.69%.
How have BK and USB total returns compared?
Over the past 10 years, BK delivered 17.19% and USB delivered 7.93% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 10, 2026.