Which has grown faster, BILL or LU?

Over the past five years, BILL grew revenue faster — BILL at a 51.27% CAGR versus LU at -6.44%.

Is BILL or LU more profitable?

BILL runs the higher net margin — BILL at 0.01% versus LU at -10.59%.

Which has been the better investment, BILL or LU?

Over the past 5-year, BILL delivered the higher annualized total return — BILL at -26.74% versus LU at -40.92%. Past performance doesn't predict future results.

Bill.com Holdings, Inc. (BILL) vs Lufax Holding Ltd (LU)

BILL leads on 7 of 11 compared metrics.

A side-by-side comparison of Bill.com Holdings, Inc. and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

BILL

Bill.com Holdings, Inc.

$1.33Financial Services

Total return — BILL vs LU

growth of $100 · last 6y

BILL -66.8%LU -97.4%BILL compounded faster

Log scale — wide-divergence pair

BILL LU

BILL vs LU: by the numbers

•BILL is the larger company ($3.30B vs $558M market cap).
•BILL is profitable (0.01% net margin) while LU runs a net loss (-10.59%).
•BILL grew revenue faster over the past five years (51.27% vs -6.44% CAGR).

Which is better, BILL or LU?

Metric tally: BILL 7 · LU 4

It depends on what you're optimizing for:

GrowthBILL(faster 5Y revenue CAGR)

QualityLU(higher ROIC)

Valuation

Metric	BILL	LU
Forward P/E	9.93	—
P/S ratio	2.12	0.09●
P/B ratio	0.89	0.05●
EV / EBITDA	31.34●	72.98
FCF yield	11.29%	312.50%●

Profitability

Metric	BILL	LU
Gross margin	80.70%●	41.96%
Operating margin	-3.52%●	-4.31%
Net margin	0.01%●	-10.59%
ROE	0.00%●	-4.14%
ROIC	-1.11%	-0.21%●

Growth (annualized)

Metric	BILL	LU
Revenue CAGR (5Y)	51.27%●	-6.44%
EPS CAGR (5Y)	—	-43.16%
FCF CAGR (5Y)	—	24.09%
Total return CAGR (5Y)	-26.74%●	-40.92%

Frequently asked

Which is better, BILL or LU?: It depends on your goal. growth: BILL (faster 5Y revenue CAGR); quality: LU (higher ROIC). Across all compared metrics, BILL leads 7 to 4.
Which has grown faster, BILL or LU?: Over the past five years, BILL grew revenue faster — BILL at a 51.27% CAGR versus LU at -6.44%.
Is BILL or LU more profitable?: BILL runs the higher net margin — BILL at 0.01% versus LU at -10.59%.
Which has been the better investment, BILL or LU?: Over the past 5-year, BILL delivered the higher annualized total return — BILL at -26.74% versus LU at -40.92%. Past performance doesn't predict future results.

Go deeper

Full BILL analysis Full LU analysis Interactive comparison tool

Dig into the metrics

Bill.com P/E ratio Lufax P/E ratio Bill.com dividend yield Lufax dividend yield Bill.com ROE Lufax ROE Bill.com operating margin Lufax operating margin Bill.com revenue growth Lufax revenue growth Bill.com free cash flow Lufax free cash flow

Bill.com & Lufax appear in these rankings

Fastest Revenue Growth Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.