Which has the lower trailing P/E, BFC or STBA?

STBA has the lower trailing P/E: BFC trades at 19.58 and STBA at 13.10. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BFC or STBA?

Over the past five years, BFC grew revenue faster — BFC at a 19.15% CAGR versus STBA at 8.98%.

Does BFC or STBA pay a bigger dividend?

BFC yields 1.39% and STBA yields 2.98% based on trailing dividends and the latest price.

Is BFC or STBA more profitable?

BFC runs the higher net margin — BFC at 27.80% versus STBA at 25.17%.

How have BFC and STBA total returns compared?

Over the past 10 years, BFC delivered 19.31% and STBA delivered 9.19% annualized total return. Past performance doesn't predict future results.

Bank First Corporation (BFC) vs S&T Bancorp, Inc. (STBA)

A side-by-side comparison of Bank First Corporation and S&T Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BFC

Bank First Corporation

$1.69B

$150.56Financial ServicesDelayed quote: Oct 6, 2026, 3:35 PM EDT

STBA

S&T Bancorp, Inc.

$1.73B

$48.99Financial ServicesDelayed quote: Oct 6, 2026, 3:30 PM EDT

Total return — BFC vs STBA

growth of $100 · dividends reinvested · last 10y

BFC +484.4% (+19.3%/yr)STBA +142.3% (+9.3%/yr)BFC compounded faster over this window

BFC STBA

BFC vs STBA: by the numbers

•STBA is the larger company ($1.73B vs $1.69B market cap).
•STBA trades at the lower trailing earnings multiple (13.10 vs 19.58 P/E), one valuation lens rather than an overall verdict.
•BFC converts more revenue to profit (27.80% vs 25.17% net margin).
•BFC grew revenue faster over the past five years (19.15% vs 8.98% CAGR).
•STBA pays the higher dividend yield (2.98% vs 1.39%).

Metrics side by side

Valuation

Metric	BFC	STBA
P/E ratio	19.58	13.10
Forward P/E	15.14	12.42
PEG ratio	2.63	0.29
P/S ratio	5.80	3.09
P/B ratio	2.06	1.23

Profitability

Metric	BFC	STBA
Operating margin	34.54%	28.79%
Net margin	27.80%	25.17%
ROE	9.89%	10.02%

Bank First Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

S&T Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BFC	STBA
Dividend yield	1.39%	2.98%
Payout ratio	27.31%	39.04%

Growth (annualized)

Metric	BFC	STBA
Revenue CAGR (5Y)	19.15%	8.98%
EPS CAGR (5Y)	7.36%	45.25%
Total return CAGR (5Y)	18.39%	14.66%

Frequently asked

Which has the lower trailing P/E, BFC or STBA?: STBA has the lower trailing P/E: BFC trades at 19.58 and STBA at 13.10. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BFC or STBA?: Over the past five years, BFC grew revenue faster — BFC at a 19.15% CAGR versus STBA at 8.98%.
Does BFC or STBA pay a bigger dividend?: BFC yields 1.39% and STBA yields 2.98% based on trailing dividends and the latest price.
Is BFC or STBA more profitable?: BFC runs the higher net margin — BFC at 27.80% versus STBA at 25.17%.
How have BFC and STBA total returns compared?: Over the past 10 years, BFC delivered 19.31% and STBA delivered 9.19% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BFC analysis Full STBA analysis Interactive comparison tool

Dig into the metrics

Bank First P/E ratio S&T Bancorp P/E ratio Bank First dividend yield S&T Bancorp dividend yield Bank First ROE S&T Bancorp ROE Bank First operating margin S&T Bancorp operating margin Bank First revenue growth S&T Bancorp revenue growth

Bank First & S&T Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Highest Operating Margin Stocks Highest 10-Year Total Return Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.