BayCom Corp (BCML) vs FS Bancorp, Inc. (FSBW)
A side-by-side comparison of BayCom Corp and FS Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BCML vs FSBW
growth of $100 · dividends reinvested · last 10yBCML vs FSBW: by the numbers
- •BCML is the larger company ($339M vs $330M market cap).
- •FSBW trades at the lower trailing earnings multiple (10.26 vs 25.87 P/E), one valuation lens rather than an overall verdict.
- •FSBW converts more revenue to profit (18.67% vs 9.15% net margin).
- •BCML grew revenue faster over the past five years (9.33% vs 4.56% CAGR).
- •BCML pays the higher dividend yield (3.71% vs 2.59%).
Metrics side by side
Valuation
| Metric | BCML | FSBW |
|---|---|---|
| P/E ratio | 25.87 | 10.26 |
| Forward P/E | 15.24 | 10.26 |
| PEG ratio | 1.90 | N/A |
| P/S ratio | 2.37 | 1.85 |
| P/B ratio | 1.01 | 1.03 |
Profitability
| Metric | BCML | FSBW |
|---|---|---|
| Operating margin | 23.17% | 14.28% |
| Net margin | 9.15% | 18.67% |
| ROE | 3.90% | 10.46% |
BayCom Corp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
FS Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BCML | FSBW |
|---|---|---|
| Dividend yield | 3.71% | 2.59% |
| Payout ratio | 95.83% | 26.50% |
Growth (annualized)
| Metric | BCML | FSBW |
|---|---|---|
| Revenue CAGR (5Y) | 9.33% | 4.56% |
| EPS CAGR (5Y) | 13.65% | -1.03% |
| Total return CAGR (5Y) | 12.91% | 8.32% |
Frequently asked
- Which has the lower trailing P/E, BCML or FSBW?
- FSBW has the lower trailing P/E: BCML trades at 25.87 and FSBW at 10.26. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BCML or FSBW?
- Over the past five years, BCML grew revenue faster — BCML at a 9.33% CAGR versus FSBW at 4.56%.
- Does BCML or FSBW pay a bigger dividend?
- BCML yields 3.71% and FSBW yields 2.59% based on trailing dividends and the latest price.
- Is BCML or FSBW more profitable?
- FSBW runs the higher net margin — BCML at 9.15% versus FSBW at 18.67%.
- How have BCML and FSBW total returns compared?
- Over the past 10 years, BCML delivered 10.91% and FSBW delivered 14.47% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BayCom & FS Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.