BCB Bancorp, Inc. (BCBP) vs First Guaranty Bancshares, Inc. (FGBI)
A side-by-side comparison of BCB Bancorp, Inc. and First Guaranty Bancshares, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BCBP vs FGBI
growth of $100 · dividends reinvested · last 10yBCBP vs FGBI: by the numbers
- •BCBP is the larger company ($147M vs $141M market cap).
- •Both run net losses; BCBP's is the smaller (-12.01% vs -19.26% net margin).
- •FGBI grew revenue faster over the past five years (8.68% vs 3.52% CAGR).
- •BCBP pays the higher dividend yield (3.78% vs 0.46%).
Metrics side by side
Valuation
| Metric | BCBP | FGBI |
|---|---|---|
| Forward P/E | N/A | 21.32 |
| P/S ratio | 1.00 | 0.75 |
| P/B ratio | 0.55 | 0.73 |
Profitability
| Metric | BCBP | FGBI |
|---|---|---|
| Operating margin | -15.83% | -34.99% |
| Net margin | -12.01% | -19.26% |
| ROE | -6.04% | -16.00% |
BCB Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
First Guaranty Bancshares, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BCBP | FGBI |
|---|---|---|
| Dividend yield | 3.78% | 0.46% |
Growth (annualized)
| Metric | BCBP | FGBI |
|---|---|---|
| Revenue CAGR (5Y) | 3.52% | 8.68% |
| Total return CAGR (5Y) | -6.58% | -11.70% |
Frequently asked
- Which has grown faster, BCBP or FGBI?
- Over the past five years, FGBI grew revenue faster — BCBP at a 3.52% CAGR versus FGBI at 8.68%.
- Does BCBP or FGBI pay a bigger dividend?
- BCBP yields 3.78% and FGBI yields 0.46% based on trailing dividends and the latest price.
- How have BCBP and FGBI total returns compared?
- Over the past 10 years, BCBP delivered 1.63% and FGBI delivered -0.53% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
BCB Bancorp & First Guaranty Bancshares appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.