Banner Corporation (BANR) vs City Holding Company (CHCO)
A side-by-side comparison of Banner Corporation and City Holding Company across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BANR vs CHCO
growth of $100 · dividends reinvested · last 10yBANR vs CHCO: by the numbers
- •BANR is the larger company ($2.30B vs $2.00B market cap).
- •BANR trades at the lower trailing earnings multiple (11.14 vs 15.47 P/E), one valuation lens rather than an overall verdict.
- •CHCO converts more revenue to profit (34.71% vs 31.24% net margin).
- •CHCO grew revenue faster over the past five years (10.58% vs 1.01% CAGR).
- •BANR pays the higher dividend yield (3.03% vs 2.45%).
Metrics side by side
Valuation
| Metric | BANR | CHCO |
|---|---|---|
| P/E ratio | 11.14 | 15.47 |
| Forward P/E | 11.34 | 15.24 |
| PEG ratio | 0.96 | 1.55 |
| P/S ratio | 3.44 | 5.26 |
| P/B ratio | 1.15 | 2.47 |
Profitability
| Metric | BANR | CHCO |
|---|---|---|
| Operating margin | 29.45% | 38.00% |
| Net margin | 31.24% | 34.71% |
| ROE | 10.42% | 16.29% |
Banner Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
City Holding Company: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BANR | CHCO |
|---|---|---|
| Dividend yield | 3.03% | 2.45% |
| Payout ratio | 33.66% | 38.07% |
Growth (annualized)
| Metric | BANR | CHCO |
|---|---|---|
| Revenue CAGR (5Y) | 1.01% | 10.58% |
| EPS CAGR (5Y) | 11.50% | 10.01% |
| Total return CAGR (5Y) | 6.88% | 15.78% |
Frequently asked
- Which has the lower trailing P/E, BANR or CHCO?
- BANR has the lower trailing P/E: BANR trades at 11.14 and CHCO at 15.47. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BANR or CHCO?
- Over the past five years, CHCO grew revenue faster — BANR at a 1.01% CAGR versus CHCO at 10.58%.
- Does BANR or CHCO pay a bigger dividend?
- BANR yields 3.03% and CHCO yields 2.45% based on trailing dividends and the latest price.
- Is BANR or CHCO more profitable?
- CHCO runs the higher net margin — BANR at 31.24% versus CHCO at 34.71%.
- How have BANR and CHCO total returns compared?
- Over the past 10 years, BANR delivered 7.87% and CHCO delivered 14.17% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Banner & City appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.