Which has grown faster, BAC or LU?

Over the past five years, BAC grew revenue faster — BAC at a 13.95% CAGR versus LU at -6.44%.

Does BAC or LU pay a bigger dividend?

BAC pays a dividend (2.00% yield) while LU does not currently pay one.

Is BAC or LU more profitable?

BAC runs the higher net margin — BAC at 18.13% versus LU at -10.59%.

Which has been the better investment, BAC or LU?

Over the past 5-year, BAC delivered the higher annualized total return — BAC at 17.60% versus LU at -40.92%. Past performance doesn't predict future results.

Bank of America Corporation (BAC) vs Lufax Holding Ltd (LU)

BAC leads on 9 of 13 compared metrics.

A side-by-side comparison of Bank of America Corporation and Lufax Holding Ltd across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 13, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

BAC

Bank of America Corporation

$397.55B

$56.02Financial Services

Lufax Holding Ltd

$558M

$1.33Financial Services

Total return — BAC vs LU

growth of $100 · last 6y

BAC +136.4%LU -97.4%BAC compounded faster

Log scale — wide-divergence pair

BAC LU

BAC vs LU: by the numbers

•BAC is the larger company ($397.55B vs $558M market cap).
•BAC is profitable (18.13% net margin) while LU runs a net loss (-10.59%).
•BAC grew revenue faster over the past five years (13.95% vs -6.44% CAGR).
•BAC pays a dividend (2.00% yield) while LU does not currently pay one.

Which is better, BAC or LU?

Metric tally: BAC 9 · LU 4

It depends on what you're optimizing for:

GrowthBAC(faster 5Y revenue CAGR)

QualityBAC(higher ROIC)

Valuation

Metric	BAC	LU
P/E ratio	13.90	—
Forward P/E	12.56	—
P/S ratio	2.38	0.09●
P/B ratio	1.38	0.05●
PEG ratio	0.68	—
EV / EBITDA	13.34●	72.98
FCF yield	13.61%	312.50%●

Profitability

Metric	BAC	LU
Gross margin	63.18%●	41.96%
Operating margin	22.87%●	-4.31%
Net margin	18.13%●	-10.59%
ROE	10.54%●	-4.14%
ROIC	3.39%●	-0.21%

Dividends

Metric	BAC	LU
Dividend yield	2.00%	—
Payout ratio	28.87%	—

Growth (annualized)

Metric	BAC	LU
Revenue CAGR (5Y)	13.95%●	-6.44%
EPS CAGR (5Y)	15.60%●	-43.16%
FCF CAGR (5Y)	7.88%	24.09%●
Total return CAGR (5Y)	8.63%●	-40.92%

Frequently asked

Which is better, BAC or LU?: It depends on your goal. growth: BAC (faster 5Y revenue CAGR); quality: BAC (higher ROIC). Across all compared metrics, BAC leads 9 to 4.
Which has grown faster, BAC or LU?: Over the past five years, BAC grew revenue faster — BAC at a 13.95% CAGR versus LU at -6.44%.
Does BAC or LU pay a bigger dividend?: BAC pays a dividend (2.00% yield) while LU does not currently pay one.
Is BAC or LU more profitable?: BAC runs the higher net margin — BAC at 18.13% versus LU at -10.59%.
Which has been the better investment, BAC or LU?: Over the past 5-year, BAC delivered the higher annualized total return — BAC at 17.60% versus LU at -40.92%. Past performance doesn't predict future results.

Go deeper

Full BAC analysis Full LU analysis Interactive comparison tool

Dig into the metrics

Bank of America P/E ratio Lufax P/E ratio Bank of America dividend yield Lufax dividend yield Bank of America ROE Lufax ROE Bank of America operating margin Lufax operating margin Bank of America revenue growth Lufax revenue growth Bank of America free cash flow Lufax free cash flow

Bank of America & Lufax appear in these rankings

Highest Dividend Yield Stocks Highest FCF Yield Stocks Best 10-Year Total Return Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 13, 2026.