American Express Company (AXP) vs Oracle Corporation (ORCL)
A side-by-side comparison of American Express Company and Oracle Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: AXP is classified in Financial Services; ORCL is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
AXP
American Express Company
$336.63Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
ORCL
Oracle Corporation
$119.99TechnologyDelayed quote: Jul 28, 2026, 3:59 PM EDT
Total return — AXP vs ORCL
growth of $100 · dividends reinvested · last 30yAXP +3657.2%ORCL +3573.7%AXP compounded faster
AXP ORCL
AXP vs ORCL: by the numbers
- •ORCL is the larger company ($345.63B vs $229.69B market cap).
- •ORCL trades at the lower trailing earnings multiple (20.57 vs 28.05 P/E), one valuation lens rather than an overall verdict.
- •ORCL converts more revenue to profit (25.37% vs 10.77% net margin).
- •AXP grew revenue faster over the past five years (14.35% vs 10.72% CAGR).
- •ORCL pays the higher dividend yield (1.67% vs 1.02%).
Metrics side by side
Valuation
| Metric | AXP | ORCL |
|---|---|---|
| P/E ratio | 28.05 | 20.57 |
| Forward P/E | 18.99 | 16.01 |
| P/S ratio | 2.94 | 5.19 |
| P/B ratio | 0.74 | 8.22 |
| PEG ratio | 2.46 | 1.26 |
| EV / EBITDA | N/A | 16.52 |
Profitability
| Metric | AXP | ORCL |
|---|---|---|
| Gross margin | 83.11% | 65.81% |
| Operating margin | 17.14% | 30.85% |
| Net margin | 10.77% | 25.37% |
| ROE | 2.71% | 40.20% |
| ROIC | 8.29% | 7.99% |
Dividends
| Metric | AXP | ORCL |
|---|---|---|
| Dividend yield | 1.02% | 1.67% |
| Payout ratio | 22.13% | 33.67% |
Growth (annualized)
| Metric | AXP | ORCL |
|---|---|---|
| Revenue CAGR (5Y) | 14.35% | 10.72% |
| EPS CAGR (5Y) | 32.53% | 4.93% |
| FCF CAGR (5Y) | N/A | -13.18% |
| Total return CAGR (5Y) | 15.82% | 7.88% |
Frequently asked
- Which has the lower trailing P/E, AXP or ORCL?
- ORCL has the lower trailing P/E: AXP trades at 28.05 and ORCL at 20.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AXP or ORCL?
- Over the past five years, AXP grew revenue faster — AXP at a 14.35% CAGR versus ORCL at 10.72%.
- Does AXP or ORCL pay a bigger dividend?
- AXP yields 1.02% and ORCL yields 1.67% based on trailing dividends and the latest price.
- Is AXP or ORCL more profitable?
- ORCL runs the higher net margin — AXP at 10.77% versus ORCL at 25.37%.
- How have AXP and ORCL total returns compared?
- Over the past 10 years, AXP delivered 19.43% and ORCL delivered 13.02% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
American Express P/E ratioOracle P/E ratioAmerican Express dividend yieldOracle dividend yieldAmerican Express ROEOracle ROEAmerican Express operating marginOracle operating marginAmerican Express revenue growthOracle revenue growthAmerican Express free cash flowOracle free cash flow
American Express & Oracle appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.