Which has the lower trailing P/E, ASRV or CPBI?

ASRV has the lower trailing P/E: ASRV trades at 9.01 and CPBI at 16.92. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does ASRV or CPBI pay a bigger dividend?

ASRV pays a dividend (2.71% yield), while CPBI has no payments in the available dividend history.

Is ASRV or CPBI more profitable?

CPBI runs the higher net margin — ASRV at 9.51% versus CPBI at 14.33%.

AmeriServ Financial, Inc. (ASRV) vs Central Plains Bancshares, Inc. Common Stock (CPBI)

A side-by-side comparison of AmeriServ Financial, Inc. and Central Plains Bancshares, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ASRV

AmeriServ Financial, Inc.

$78M

$4.57Financial ServicesDelayed quote: Oct 6, 2026, 12:45 PM EDT

CPBI

Central Plains Bancshares, Inc. Common Stock

$83M

$19.80Financial ServicesDelayed quote: Oct 6, 2026, 12:21 PM EDT

Total return — ASRV vs CPBI

growth of $100 · dividends reinvested · last 3y

ASRV +92.3% (+24.4%/yr)CPBI +117.0% (+29.5%/yr)CPBI compounded faster over this window

ASRV CPBI

ASRV vs CPBI: by the numbers

•CPBI is the larger company ($83M vs $78M market cap).
•ASRV trades at the lower trailing earnings multiple (9.01 vs 16.92 P/E), one valuation lens rather than an overall verdict.
•CPBI converts more revenue to profit (14.33% vs 9.51% net margin).
•ASRV pays a dividend (2.71% yield), while CPBI has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	ASRV	CPBI
P/E ratio	9.01	16.92
PEG ratio	1.91	N/A
P/S ratio	0.87	2.64
P/B ratio	0.63	0.92

Profitability

Metric	ASRV	CPBI
Operating margin	11.59%	17.85%
Net margin	9.51%	14.33%
ROE	6.92%	4.99%

AmeriServ Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Central Plains Bancshares, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ASRV	CPBI
Dividend yield	2.71%	N/A
Payout ratio	23.66%	N/A

Growth (annualized)

Metric	ASRV	CPBI
Revenue CAGR (5Y)	6.89%	N/A
EPS CAGR (5Y)	4.72%	N/A
Total return CAGR (5Y)	5.91%	N/A

Frequently asked

Which has the lower trailing P/E, ASRV or CPBI?: ASRV has the lower trailing P/E: ASRV trades at 9.01 and CPBI at 16.92. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does ASRV or CPBI pay a bigger dividend?: ASRV pays a dividend (2.71% yield), while CPBI has no payments in the available dividend history.
Is ASRV or CPBI more profitable?: CPBI runs the higher net margin — ASRV at 9.51% versus CPBI at 14.33%.

Go deeper

Full ASRV analysis Full CPBI analysis Interactive comparison tool

Dig into the metrics

AmeriServ Financial P/E ratio Central Plains Bancshares, Inc. Common Stock P/E ratio AmeriServ Financial dividend yield AmeriServ Financial ROE Central Plains Bancshares, Inc. Common Stock ROE AmeriServ Financial operating margin Central Plains Bancshares, Inc. Common Stock operating margin AmeriServ Financial revenue growth Central Plains Bancshares, Inc. Common Stock revenue growth

AmeriServ Financial & Central Plains Bancshares, Inc. Common Stock appear in these rankings

Highest Dividend Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.