AmeriServ Financial, Inc. (ASRV) vs BCP Investment Corporation (BCIC)

A side-by-side comparison of AmeriServ Financial, Inc. and BCP Investment Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ASRV vs BCIC

growth of $100 · dividends reinvested · last 10y
ASRV +82.3% (+6.2%/yr)BCIC -44.6% (-5.7%/yr)ASRV compounded faster over this window
50100150200Start $10020182020202220242026$182$55
ASRV BCIC

ASRV vs BCIC: by the numbers

  • •BCIC is the larger company ($85M vs $75M market cap).
  • •ASRV is profitable (9.51% net margin) while BCIC runs a net loss (-6.19%).
  • •ASRV grew revenue faster over the past five years (6.89% vs -8.40% CAGR).
  • •BCIC pays the higher dividend yield (19.80% vs 2.71%).

Metrics side by side

Valuation

MetricASRVBCIC
P/E ratio8.72N/A
Forward P/EN/A4.24
PEG ratio1.85N/A
P/S ratio0.841.33
P/B ratio0.610.47

Profitability

MetricASRVBCIC
Gross marginN/A79.09%
Operating margin11.59%81.72%
Net margin9.51%-6.19%
ROE6.92%-2.20%

AmeriServ Financial, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricASRVBCIC
Dividend yield2.71%19.80%
Payout ratio23.66%N/A

Growth (annualized)

MetricASRVBCIC
Revenue CAGR (5Y)6.89%-8.40%
EPS CAGR (5Y)4.72%-30.30%
Total return CAGR (5Y)5.91%-10.80%

Frequently asked

Which has grown faster, ASRV or BCIC?
Over the past five years, ASRV grew revenue faster — ASRV at a 6.89% CAGR versus BCIC at -8.40%.
Does ASRV or BCIC pay a bigger dividend?
ASRV yields 2.71% and BCIC yields 19.80% based on trailing dividends and the latest price.
Is ASRV or BCIC more profitable?
ASRV runs the higher net margin — ASRV at 9.51% versus BCIC at -6.19%.
How have ASRV and BCIC total returns compared?
Over the past 10 years, ASRV delivered 6.22% and BCIC delivered -6.02% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.