Alerus Financial Corporation (ALRS) vs CNB Financial Corporation (CCNEP)
A side-by-side comparison of Alerus Financial Corporation and CNB Financial Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ALRS vs CCNEP
growth of $100 · dividends reinvested · last 6yALRS vs CCNEP: by the numbers
- •CCNEP is the larger company ($1.02B vs $816M market cap).
- •CCNEP trades at the lower trailing earnings multiple (7.93 vs 30.08 P/E), one valuation lens rather than an overall verdict.
- •CCNEP converts more revenue to profit (20.46% vs 8.33% net margin).
- •CCNEP grew revenue faster over the past five years (18.16% vs 5.76% CAGR).
- •CCNEP pays the higher dividend yield (7.20% vs 2.65%).
Metrics side by side
Valuation
| Metric | ALRS | CCNEP |
|---|---|---|
| P/E ratio | 30.08 | 7.93 |
| Forward P/E | 10.77 | 6.93 |
| PEG ratio | N/A | 1.60 |
| P/S ratio | 2.45 | 2.17 |
| P/B ratio | 1.40 | 1.19 |
Profitability
| Metric | ALRS | CCNEP |
|---|---|---|
| Operating margin | 10.36% | 23.26% |
| Net margin | 8.33% | 20.46% |
| ROE | 4.75% | 10.56% |
Alerus Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
CNB Financial Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | ALRS | CCNEP |
|---|---|---|
| Dividend yield | 2.65% | 7.20% |
| Payout ratio | 79.63% | 57.46% |
Growth (annualized)
| Metric | ALRS | CCNEP |
|---|---|---|
| Revenue CAGR (5Y) | 5.76% | 18.16% |
| EPS CAGR (5Y) | -23.13% | 4.96% |
| Total return CAGR (5Y) | 4.67% | 5.00% |
Frequently asked
- Which has the lower trailing P/E, ALRS or CCNEP?
- CCNEP has the lower trailing P/E: ALRS trades at 30.08 and CCNEP at 7.93. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ALRS or CCNEP?
- Over the past five years, CCNEP grew revenue faster — ALRS at a 5.76% CAGR versus CCNEP at 18.16%.
- Does ALRS or CCNEP pay a bigger dividend?
- ALRS yields 2.65% and CCNEP yields 7.20% based on trailing dividends and the latest price.
- Is ALRS or CCNEP more profitable?
- CCNEP runs the higher net margin — ALRS at 8.33% versus CCNEP at 20.46%.
- How have ALRS and CCNEP total returns compared?
- Over the past 5 years, ALRS delivered 4.67% and CCNEP delivered 5.00% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Alerus Financial & CNB Financial appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.