Assurant, Inc. (AIZ) vs Isabella Bank Corporation (ISBA)

ISBA leads on 8 of 14 compared metrics, though AIZ is the cheaper stock.

A side-by-side comparison of Assurant, Inc. and Isabella Bank Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of June 16, 2026. The ● marks the stronger figure on each row (cheaper multiple, higher margin/return).

Compare

Total return — AIZ vs ISBA

growth of $100 · last 22y
AIZ +950.4%ISBA +34.5%AIZ compounded faster
Log scale — wide-divergence pair
101001k10kStart $10020082012201620202024$1,050$135
AIZ ISBA

AIZ vs ISBA: by the numbers

  • AIZ is the larger company ($12.86B vs $304M market cap).
  • AIZ trades at the lower earnings multiple (13.18 vs 15.29 P/E).
  • ISBA converts more revenue to profit (17.23% vs 7.60% net margin).
  • ISBA grew revenue faster over the past five years (9.06% vs 6.31% CAGR).
  • ISBA pays the higher dividend yield (2.70% vs 1.33%).

Which is better, AIZ or ISBA?

Metric tally: AIZ 6 · ISBA 8

It depends on what you're optimizing for:

ValueAIZ(lower P/E)
GrowthISBA(faster 5Y revenue CAGR)
IncomeISBA(higher dividend yield)
QualityAIZ(higher ROIC)

Metrics side by side

Valuation

MetricAIZISBA
P/E ratio13.1815.29
Forward P/E12.3311.67
P/S ratio0.992.63
P/B ratio2.221.30
PEG ratio0.740.52

Profitability

MetricAIZISBA
Gross margin77.83%71.36%
Operating margin9.42%20.07%
Net margin7.60%17.23%
ROE17.04%8.53%
ROIC7.04%4.45%

Dividends

MetricAIZISBA
Dividend yield1.33%2.70%
Payout ratio19.90%43.75%

Growth (annualized)

MetricAIZISBA
Revenue CAGR (5Y)6.31%9.06%
EPS CAGR (5Y)19.69%13.32%
Total return CAGR (5Y)11.91%17.87%

Frequently asked

Which is better, AIZ or ISBA?
It depends on your goal. value: AIZ (lower P/E); growth: ISBA (faster 5Y revenue CAGR); income: ISBA (higher dividend yield); quality: AIZ (higher ROIC). Across all compared metrics, ISBA leads 8 to 6.
Is AIZ or ISBA cheaper?
On trailing earnings, AIZ is cheaper: AIZ trades at a 13.18 P/E and ISBA at 15.29.
Which has grown faster, AIZ or ISBA?
Over the past five years, ISBA grew revenue faster — AIZ at a 6.31% CAGR versus ISBA at 9.06%.
Does AIZ or ISBA pay a bigger dividend?
AIZ yields 1.33% and ISBA yields 2.70% based on trailing dividends and the latest price.
Is AIZ or ISBA more profitable?
ISBA runs the higher net margin — AIZ at 7.60% versus ISBA at 17.23%.
Which has been the better investment, AIZ or ISBA?
Over the past 10-year, AIZ delivered the higher annualized total return — AIZ at 14.18% versus ISBA at 8.86%. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified June 16, 2026.