C3.ai, Inc. (AI) vs Circle Internet Group (CRCL)
A side-by-side comparison of C3.ai, Inc. and Circle Internet Group across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
Different business models: AI is classified in Technology; CRCL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
AI
C3.ai, Inc.
$10.54TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
CRCL
Circle Internet Group
$90.60Financial ServicesDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — AI vs CRCL
growth of $100 · dividends reinvested · last 1yAI -59.2% (-59.2%/yr)CRCL +191.4% (+191.4%/yr)CRCL compounded faster over this window
Log scale — wide-divergence pair
AI CRCL
AI vs CRCL: by the numbers
- •CRCL is the larger company ($24.22B vs $1.60B market cap).
- •CRCL is profitable (15.53% net margin) while AI runs a net loss (-192.10%).
- •CRCL grew revenue faster over the past five years (181.89% vs 3.56% CAGR).
Metrics side by side
Valuation
| Metric | AI | CRCL |
|---|---|---|
| P/E ratio | N/A | 48.19 |
| Forward P/E | N/A | 86.29 |
| P/S ratio | 6.89 | 8.33 |
| P/B ratio | 2.30 | 6.90 |
Profitability
| Metric | AI | CRCL |
|---|---|---|
| Gross margin | 29.09% | 8.67% |
| Operating margin | -198.43% | -3.32% |
| Net margin | -192.10% | 15.53% |
| ROE | -64.24% | 12.86% |
| ROIC | -61.51% | N/A |
Growth (annualized)
| Metric | AI | CRCL |
|---|---|---|
| Revenue CAGR (5Y) | 3.56% | 181.89% |
| Total return CAGR (5Y) | -26.86% | N/A |
Frequently asked
- Which has grown faster, AI or CRCL?
- Over the past five years, CRCL grew revenue faster — AI at a 3.56% CAGR versus CRCL at 181.89%.
- Is AI or CRCL more profitable?
- CRCL runs the higher net margin — AI at -192.10% versus CRCL at 15.53%.
Go deeper
Dig into the metrics
Circle Internet P/E ratioC3.ai ROECircle Internet ROEC3.ai operating marginCircle Internet operating marginC3.ai revenue growthCircle Internet revenue growthC3.ai free cash flow
C3.ai & Circle Internet appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.