Which has the lower trailing P/E, AFL or PYPL?

PYPL has the lower trailing P/E: AFL trades at 12.55 and PYPL at 11.58. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, AFL or PYPL?

Over the past five years, PYPL grew revenue faster — AFL at a -4.64% CAGR versus PYPL at 7.43%.

Does AFL or PYPL pay a bigger dividend?

AFL yields 2.57% and PYPL yields 0.69% based on trailing dividends and the latest price.

Is AFL or PYPL more profitable?

AFL runs the higher net margin — AFL at 26.88% versus PYPL at 14.36%.

How have AFL and PYPL total returns compared?

Over the past 10 years, AFL delivered 15.03% and PYPL delivered 4.96% annualized total return. Past performance doesn't predict future results.

Aflac Incorporated (AFL) vs PayPal Holdings, Inc. (PYPL)

A side-by-side comparison of Aflac Incorporated and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of August 19, 2026. Differences are shown without an overall score or investment verdict.

AFL

Aflac Incorporated

$59.47B

$116.85Financial ServicesDelayed quote: Aug 20, 2026, 3:09 PM EDT

PYPL

PayPal Holdings, Inc.

$53.46B

$62.50Financial ServicesDelayed quote: Aug 20, 2026, 3:10 PM EDT

Total return — AFL vs PYPL

growth of $100 · dividends reinvested · last 10y

AFL +309.2% (+15.1%/yr)PYPL +62.2% (+5.0%/yr)AFL compounded faster over this window

AFL PYPL

AFL vs PYPL: by the numbers

•AFL is the larger company ($59.47B vs $53.46B market cap).
•PYPL trades at the lower trailing earnings multiple (11.58 vs 12.55 P/E), one valuation lens rather than an overall verdict.
•AFL converts more revenue to profit (26.88% vs 14.36% net margin).
•PYPL grew revenue faster over the past five years (7.43% vs -4.64% CAGR).
•AFL pays the higher dividend yield (2.57% vs 0.69%).

Metrics side by side

Valuation

Metric	AFL	PYPL
P/E ratio	12.55	11.58
Forward P/E	16.60	11.41
P/S ratio	3.26	1.62
P/B ratio	1.94	2.78

Profitability

Metric	AFL	PYPL
Gross margin	38.93%	45.75%
Operating margin	32.16%	18.78%
Net margin	26.88%	14.36%
ROE	16.04%	24.73%

Dividends

Metric	AFL	PYPL
Dividend yield	2.57%	0.69%
Payout ratio	43.59%	7.69%

Growth (annualized)

Metric	AFL	PYPL
Revenue CAGR (5Y)	-4.64%	7.43%
EPS CAGR (5Y)	0.50%	8.81%
Total return CAGR (5Y)	18.47%	-25.58%

Frequently asked

Which has the lower trailing P/E, AFL or PYPL?: PYPL has the lower trailing P/E: AFL trades at 12.55 and PYPL at 11.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFL or PYPL?: Over the past five years, PYPL grew revenue faster — AFL at a -4.64% CAGR versus PYPL at 7.43%.
Does AFL or PYPL pay a bigger dividend?: AFL yields 2.57% and PYPL yields 0.69% based on trailing dividends and the latest price.
Is AFL or PYPL more profitable?: AFL runs the higher net margin — AFL at 26.88% versus PYPL at 14.36%.
How have AFL and PYPL total returns compared?: Over the past 10 years, AFL delivered 15.03% and PYPL delivered 4.96% annualized total return. Past performance doesn't predict future results.

Go deeper

Full AFL analysis Full PYPL analysis Interactive comparison tool

Dig into the metrics

Aflac P/E ratio PayPal P/E ratio Aflac dividend yield PayPal dividend yield Aflac ROE PayPal ROE Aflac operating margin PayPal operating margin Aflac revenue growth PayPal revenue growth

Aflac & PayPal appear in these rankings

Highest Dividend Yield Stocks 25+ Year Dividend Growers Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified August 19, 2026.