American Financial Group, Inc. (AFG) vs Freedom Holding Corp. (FRHC)

A side-by-side comparison of American Financial Group, Inc. and Freedom Holding Corp. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 5, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — AFG vs FRHC

growth of $100 · dividends reinvested · last 9y
AFG +124.6% (+9.4%/yr)FRHC +8842.8% (+64.8%/yr)FRHC compounded faster over this window
Log scale — wide-divergence pair
101001k10kStart $1002019202120232025$225$8,943
AFG FRHC

AFG vs FRHC: by the numbers

  • •AFG is the larger company ($11.72B vs $10.75B market cap).
  • •AFG trades at the lower trailing earnings multiple (12.32 vs 69.30 P/E), one valuation lens rather than an overall verdict.
  • •AFG converts more revenue to profit (11.66% vs 6.62% net margin).
  • •FRHC grew revenue faster over the past five years (42.42% vs 3.23% CAGR).
  • •AFG pays a dividend (5.04% yield), while FRHC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricAFGFRHC
P/E ratio12.3269.30
Forward P/E11.3527.88
PEG ratio2.94N/A
P/S ratio1.434.60
P/B ratio2.437.00

Profitability

MetricAFGFRHC
Gross marginN/A72.17%
Operating margin14.71%30.66%
Net margin11.66%6.62%
ROE19.77%10.07%

American Financial Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricAFGFRHC
Dividend yield5.04%N/A
Payout ratio61.31%N/A

Growth (annualized)

MetricAFGFRHC
Revenue CAGR (5Y)3.23%42.42%
EPS CAGR (5Y)4.09%0.00%
Total return CAGR (5Y)7.12%22.47%

Frequently asked

Which has the lower trailing P/E, AFG or FRHC?
AFG has the lower trailing P/E: AFG trades at 12.32 and FRHC at 69.30. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AFG or FRHC?
Over the past five years, FRHC grew revenue faster — AFG at a 3.23% CAGR versus FRHC at 42.42%.
Does AFG or FRHC pay a bigger dividend?
AFG pays a dividend (5.04% yield), while FRHC is a former payer with no current dividend run rate.
Is AFG or FRHC more profitable?
AFG runs the higher net margin — AFG at 11.66% versus FRHC at 6.62%.
How have AFG and FRHC total returns compared?
Over the past 5 years, AFG delivered 7.12% and FRHC delivered 22.47% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 5, 2026.