Which has the lower trailing P/E, ACIC or CBK?

ACIC has the lower trailing P/E: ACIC trades at 4.67 and CBK at 10.74. P/E is one valuation measure and does not by itself establish which business is cheaper.

Does ACIC or CBK pay a bigger dividend?

CBK pays a dividend (1.02% yield), while ACIC is a former payer with no current dividend run rate.

American Coastal Insurance Corporation (ACIC) vs Commercial Bancgroup, Inc. Common Stock (CBK)

A side-by-side comparison of American Coastal Insurance Corporation and Commercial Bancgroup, Inc. Common Stock across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ACIC

American Coastal Insurance Corporation

$455M

$9.39Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

CBK

Commercial Bancgroup, Inc. Common Stock

$431M

$31.47Financial ServicesDelayed quote: Oct 6, 2026, 1:54 PM EDT

Total return — ACIC vs CBK

growth of $100 · dividends reinvested · last 1y

ACIC -17.6% (-17.6%/yr)CBK +31.8% (+31.8%/yr)CBK compounded faster over this window

ACIC CBK

ACIC vs CBK: by the numbers

•ACIC is the larger company ($455M vs $431M market cap).
•ACIC trades at the lower trailing earnings multiple (4.67 vs 10.74 P/E), one valuation lens rather than an overall verdict.
•CBK pays a dividend (1.02% yield), while ACIC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	ACIC	CBK
P/E ratio	4.67	10.74
Forward P/E	9.78	10.56
P/S ratio	1.38	3.35
P/B ratio	1.34	1.42

Profitability

Metric	ACIC	CBK
Operating margin	40.30%	38.60%
Net margin	30.33%	30.36%
ROE	29.40%	12.93%

American Coastal Insurance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Commercial Bancgroup, Inc. Common Stock: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ACIC	CBK
Dividend yield	N/A	1.02%
Payout ratio	N/A	10.92%

Growth (annualized)

Metric	ACIC	CBK
Revenue CAGR (5Y)	-15.60%	N/A
Total return CAGR (5Y)	20.03%	N/A

Frequently asked

Which has the lower trailing P/E, ACIC or CBK?: ACIC has the lower trailing P/E: ACIC trades at 4.67 and CBK at 10.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
Does ACIC or CBK pay a bigger dividend?: CBK pays a dividend (1.02% yield), while ACIC is a former payer with no current dividend run rate.

Go deeper

Full ACIC analysis Full CBK analysis Interactive comparison tool

Dig into the metrics

American Coastal Insurance P/E ratio Commercial Bancgroup, Inc. Common Stock P/E ratio Commercial Bancgroup, Inc. Common Stock dividend yield American Coastal Insurance ROE Commercial Bancgroup, Inc. Common Stock ROE American Coastal Insurance operating margin Commercial Bancgroup, Inc. Common Stock operating margin American Coastal Insurance revenue growth Commercial Bancgroup, Inc. Common Stock revenue growth

American Coastal Insurance & Commercial Bancgroup, Inc. Common Stock appear in these rankings

Highest ROE Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.